642 N McDonel St, Lima, OH 45801 Property Records

Allen County property record for 642 N McDonel St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,037 sqft · built 1915
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (May 2011)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2509-08-017.000`

Property Details

APN / Parcel Number

Primary APN	`36-2509-08-017.000`
Alternative APN	`M3836250908017000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,037 sqft Living Area
Gross Area	1,691 sqft
1st Floor Area	612 sqft
Upper Floors Area	425 sqft
Basement Area	612 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	227 ft deep x 45 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	642 N MCDONEL ST
City	LIMA
State	OH
Zip	45801-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANTIENY & HAUENSTEINS ADDITION LOT 3848 FF 45.00
Legal Subdivision	CANTIENY & HAUENSTEINS ADDITION
Legal Lot Number	3848
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1017
Census Tract	12300

Owner

642 N McDonel St is owned and occupied by an individual who acquired it in April 2018.

Source: Allen County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	642 N MCDONEL ST, LIMA, OH 45801-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 10, 2022	Warranty Deed, Transfer
Jul 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2011 · Amount on File
Deed Sale	May 24, 2011 · Amount on File
Prior Sale	Apr 2, 1987 · Amount on File
Deed Document Number	20115761
Deed Book / Page	2011 / 5761
Last Transfer Date	Apr 19, 2018
Transfer Doc	7130008032
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	642 N MCDONEL ST, LIMA, OH 45801-4037
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 E MARKET ST, LIMA, OH 45804-2833

Mortgage

Document Number	6140007096
Date	Jun 14, 2022
Book Page	2022/7096
Instrument	202206140007096

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 10, 2022
Property Address	642 N MCDONEL ST, LIMA, OH 45801-4037
Document Number	3100002842
Book / Page	2022 / 2842
Map Reference	MB 3 PG 151
Instrument Date	Mar 10, 2022
Instrument	202203100002842
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 W NORTH ST, LIMA, OH 45801-3919

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 13, 2018
Property Address	642 N MCDONEL ST, LIMA, OH 45801-4037
Document Number	0000008032
Instrument Date	Apr 19, 2018
Instrument	8032
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4340 WINTERGREEN DR LIMA OH 458054467, LIMA, OH 45805-4467

Tax Assessment & Valuation

The 2025 property tax bill for 642 N McDonel St was $2,071, up 146.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00 (+146.25%)	$11,900 (-) Land $2,870 Building $9,030	$34,000 (-) Land $8,200 Building $25,800
2024	$841.00 (+73.4%)	$11,900 (+14.09%) Land $2,870 Building $9,030	$34,000 Land $8,200 Building $25,800
2023	$485.00 (-4.9%)	$10,430 (-) Land $2,520 Building $7,910
2022	$510.00	$10,430 Land $2,520 Building $7,910
2021			$29,800 Land $7,200 Building $22,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 N McDonel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 642 N McDonel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies, TSC.

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