Kane County property record for 653 Lancaster Cir, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,585 sqft · built 1994 |
| Owner | 2 Company Names on Record |
| Last Sale | $155,000 (Mar 2017) |
| Tax Bill | $2,736 (2025) |
| Deeds & Mortgages | Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-21-376-033 |
| Primary APN | 06-21-376-033 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,585 sqft Living Area |
| Gross Area | 2,396 sqft |
| Basement Area | 811 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 653 LANCASTER CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWNHOMES OF WOODBRIDGE UNIT 9-C-653 |
| Legal Subdivision | WOODBRIDGE |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 851908 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 653 LANCASTER CIR, ELGIN, IL 60123-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on Record |
| Deed Sale | Mar 1, 2017 · Amount on Record |
| Prior Sale | Jul 1, 2014 · Amount on Record |
| Deed Document Number | 201711020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 1, 2017 |
| Property Address | 653 LANCASTER CIR, ELGIN, IL 60123-5650 |
| Document Number | 0000011020 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 11020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Tax | $232.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 525 W EL NORTE PKWY #332 ESCONDIDO CA 920263922, 332, ESCONDIDO, CA 92026-3922 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,736.00 (-22.78%) Homeowner's exemption Senior Citizen's exemption | $85,345 (+8.57%) Land $15,543 Building $69,802 | $256,137 (+8.57%) Land $46,648 Building $209,490 |
| 2024 | $78,608 (+21.39%) Land $14,316 Building $64,292 | $235,918 (+21.44%) Land $42,965 Building $192,953 | |
| 2022 | $3,543.00 (-2.8%) Homeowner's exemption | $64,755 (+6.96%) Land $11,793 Building $52,962 | $194,265 (+6.96%) Land $35,379 Building $158,886 |
| 2021 | $3,645.00 Homeowner's exemption | $60,542 Land $11,026 Building $49,516 | $181,626 Land $33,078 Building $148,548 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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