Madison County property record for 653 Hampton Way, Richmond, KY 40475
| Property Type | Duplex |
|---|---|
| Details | 3,830 sqft |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,500 (Oct 2004) |
| Tax Bill | $3,149 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0042-042C-0022 |
| Primary APN | 0042-042C-0022 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,830 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 60043 |
|---|---|
| Street Address | 653 HAMPTON WAY |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8234 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | GHG LOT 22 PH 2 |
| Legal Subdivision | GHG INC |
| Legal Phase | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10702 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 653 HAMPTON WAY # A, A, RICHMOND, KY 40475-8234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Commercial Mortgage GUARDIAN SAVINGS BANK |
| Jun 17, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Mar 29, 2019 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Jan 29, 2019 | Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2004 · Amount on Record |
| Deed Sale | Oct 12, 2004 · Amount on Record |
| Deed Document Number | 0000580508 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 653 HAMPTON WAY, RICHMOND, KY 40475-8234 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | RAINBOW TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 653 HAMPTON WAY, RICHMOND, KY 40475-8234 |
| Document Number | 0M2449/727 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | M2449/727 |
| Instrument | 2014324625 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 653 HAMPTON WAY, RICHMOND, KY 40475-8234 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2064/649 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | M2064/649 |
| Instrument | 2014041459 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Apr 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 653 HAMPTON WAY, RICHMOND, KY 40475-8234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01854/699 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | M01854/699 |
| Instrument | 2013990269 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 28, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 653 HAMPTON WAY, RICHMOND, KY 40475-8234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Title Company | RAINBOW TITLE CO INC |
| Name | Verified Name |
|---|
| Document Number | M01844/773 |
|---|---|
| Date | Jan 29, 2019 |
| Book Page | M01844/773 |
| Instrument | 2013987738 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Feb 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,149.00 (+13.93%) Additional exemption filed | $334,000 (+17.19%) | $334,000 (+17.19%) |
| 2023 | $2,764.00 (-0.32%) | $285,000 (-) | $285,000 (-) |
| 2022 | $2,773.00 | $285,000 | $285,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (2004–2016) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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