646 Hampton Way, Richmond, KY 40475 Property Records

Madison County property record for 646 Hampton Way, Richmond, KY 40475

Property Summary

Property Type	Duplex
Details	2,720 sqft
Owner	Individual Name on Record
Last Sale	$240,000 (Aug 2020)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0042-042C-0019`

Property Details

APN / Parcel Number

Primary APN	`0042-042C-0019`
Alternative APNs	`122872` `85814` `52406`

Interior

Stories	2 Stories
Building Area	2,720 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	52406
Street Address	646 HAMPTON WAY
City	RICHMOND
State	KY
Zip	40475-8234
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	GHG LOT 19 PH 2
Legal Subdivision	GHG INC
Legal Phase	2
Legal Lot Number	19
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1000
Census Tract	10702

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	803 MUIRFIELD TRL, RICHMOND, KY 40475-8981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2014018530
Deed Book / Page	D00792 / 770
Record Updated	Jun 8, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 20, 2020
Property Address	646 HAMPTON WAY, RICHMOND, KY 40475-8234
Document Number	D00792/770
Book / Page	D00792 / 770
Map Reference	MB 20 PG 172
Instrument Date	Aug 8, 2020
Instrument	2014018530
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2371 MERLUNA DR, 2371, LEXINGTON, KY 40511-8006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 MUIRFIELD TRL, RICHMOND, KY 40475-8981

Mortgage

Document Number	2014018531
Date	Aug 20, 2020
Instrument	2014018531

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (+10.57%) Additional exemption filed	$273,000 (+13.75%)	$273,000 (+13.75%)
2023	$2,328.00 (-0.3%)	$240,000 (-)	$240,000 (-)
2022	$2,335.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (2004–2016)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20