653 Ferry Rd, Miles, IA 52064 Property Records

Jackson County property record for 653 Ferry Rd, Miles, IA 52064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 1870
Lot Size	0.198 acres (8,610 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,528 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2017 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`842130352004000`

Property Details

APN / Parcel Number

Primary APN	`842130352004000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	648 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,610 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	Deck Area
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	653 FERRY RD
City	MILES
State	IA
Zip	52064-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 213' N OF SW COR OF SEC THEN N70', E153', S70', W153' TO BEG
Legal Range	06E
Legal Township	84N
Legal Section	30
Jurisdiction	JACKSON IA
Township / Civil Division	IOWA
Census Block Group	3
Census Block	3056
Census Tract	950300

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	653 FERRY RD, MILES, IA 52064-9565
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer · FHA Mortgage LOAN SIMPLE INC
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit CAPITOL VIEW CU
Mar 1, 2010	Deed of Trust, Mortgage CAPITOL VIEW CU
Aug 14, 2013	Deed of Trust, Mortgage · Line of Credit CAPITOL VIEW CU
Aug 1, 2008	Deed of Trust, Mortgage · Line of Credit CAPITOL VIEW CU
Mar 12, 2007	Deed of Trust, Mortgage · Line of Credit CAPITOL VIEW CU
Dec 2, 2025	Warranty Deed, Transfer
Aug 4, 2025	Warranty Deed, Transfer · Commercial Mortgage CLINTON NATIONAL BANK
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CLINTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026
Deed Sale	Aug 3, 2026
Prior Sale	Dec 2, 2025 · Amount on Record
Deed Document Number	20262173
Prior Transfer Date	Jul 11, 2026
Prior Transfer Doc	0000002173
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON IA
Recording Date	Aug 3, 2026
Property Address	653 FERRY RD, MILES, IA 52064-9565
Document Number	0000002173
Instrument Date	Jul 11, 2026
Instrument	20262173
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FERRY RD, MILES, IA 52064-9565

Mortgage

Document Number	0000002174,
Date	Aug 3, 2026
Instrument	20262174

Lender

Name	LOAN SIMPLE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	653 FERRY RD, MILES, IA 52064-9565
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/0513
Date	Feb 7, 2017
Book Page	2017/0513
Instrument	17-513

Lender

Name	CAPITOL VIEW CU
Type	Credit Union
Address	DES MOINES, IA 50319

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	653 FERRY RD, MILES, IA 52064-9565
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/0688
Date	Mar 1, 2010
Book Page	2010/0688
Instrument	10-0688

Lender

Name	CAPITOL VIEW CU
Type	Non-Lending Institution
Address	DES MOINES, IA 50319

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Feb 22, 2015

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	653 FERRY RD, MILES, IA 52064-9565
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/3448
Date	Aug 14, 2013
Book Page	2013/3448
Instrument	13-3448

Lender

Name	CAPITOL VIEW CU
Type	Non-Lending Institution
Address	DES MOINES, IA 50319

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 21, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	653 FERRY RD, MILES, IA 52064-9565
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02008/2907
Date	Aug 1, 2008
Book Page	2008/2907
Instrument	08-2907

Lender

Name	CAPITOL VIEW CU
Address	DES MOINES, IA 50319

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Jul 22, 2015

Interest

Rate Type	Adjustable Rate
Rate	6.7%
Change Frequency	Monthly

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	653 FERRY RD, MILES, IA 52064-9565
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02007/1018
Date	Mar 12, 2007
Book Page	2007/1018
Instrument	07-1018

Lender

Name	CAPITOL VIEW CU
Type	Non-Lending Institution
Address	DES MOINES, IA 50319

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	95 Months
Due	Feb 23, 2015

Interest

Rate Type	Adjustable Rate
Rate	8.01%
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IA
Recording Date	Dec 2, 2025
Property Address	653 FERRY RD, MILES, IA 52064-9565
Document Number	0000253540
Instrument Date	Nov 24, 2025
Instrument	25-3540
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 FERRY RD, MILES, IA 52064-9565

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IA
Recording Date	Aug 4, 2025
Property Address	653 FERRY RD, MILES, IA 52064-9565
Document Number	0000252304
Instrument Date	Jul 31, 2025
Instrument	25-2304
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 FERRY RD, MILES, IA 52064-9565

Mortgage

Document Number	0000252301
Date	Aug 4, 2025
Instrument	25-2301

Lender

Name	CLINTON NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Jan 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON IA
Recording Date	Jun 5, 2017
Property Address	653 FERRY RD, MILES, IA 52064-9565
Document Number	02017/1951
Book / Page	2017 / 1951
Instrument Date	May 31, 2017
Instrument	17-1951
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 FERRY RD, MILES, IA 52064-9565

Mortgage

Document Number	02017/1953
Date	Jun 5, 2017
Book Page	2017/1953
Instrument	17-1953

Lender

Name	CLINTON NATIONAL BANK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jackson County
Municipality	Miles City
Unified School District	Easton Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,528.00	$116,200 (-) Land $10,600 Building $105,600	$116,200 (-) Land $10,600 Building $105,600
2025	$1,528.00 (-5.33%) Homeowner's exemption	$116,200 (+3.57%) Land $10,600 Building $105,600	$116,200 (+3.57%) Land $10,600 Building $105,600
2024	$1,614.00 (+45.67%)
2023		$112,200 Land $10,600 Building $101,600	$112,200 Land $10,600 Building $101,600
2022	$1,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILES WATER DEPARTMENT serves 408 people · EPA ID IA4953078
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Miles Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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