549 Ferry Rd, Miles, IA 52064 Property Records

Jackson County property record for 549 Ferry Rd, Miles, IA 52064

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,576 sqft · built 1880
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (May 2007)
Tax Bill	$1,436 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`842131101001000`

Property Details

APN / Parcel Number

Primary APN	`842131101001000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	549 FERRY RD
City	MILES
State	IA
Zip	52064-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17
Legal Range	06E
Legal Township	84N
Legal Section	31
Legal Subdivision	MILES ORIGINAL TOWN
Legal Lot Number	17
Jurisdiction	JACKSON IA
Township / Civil Division	IOWA
Census Block Group	3
Census Block	3061
Census Tract	950300

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	549 FERRY RD, MILES, IA 52064-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2007 · Amount on Record
Deed Sale	May 1, 2007 · Amount on Record
Prior Sale	Nov 18, 2005 · Amount on Record
Deed Document Number	20072120
Deed Book / Page	2007 / 2120
Prior Transfer Date	Apr 25, 2007
Prior Transfer Doc	02007/2121
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	549 FERRY RD, MILES, IA 52064-9504
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 FERRY RD, MILES, IA 52064-9504

Mortgage

Document Number	0000253010
Date	Oct 8, 2025
Instrument	25-3010

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	549 FERRY RD, MILES, IA 52064-9504
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224387
Date	Dec 14, 2022
Instrument	22-4387

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON IA
Property Address	549 FERRY RD, MILES, IA 52064-9504
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221204
Date	Apr 1, 2022
Instrument	22-1204

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jackson County
Municipality	Miles City
Unified School District	Easton Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,436.00	$118,800 (-) Land $9,000 Building $109,800	$118,800 (-) Land $9,000 Building $109,800
2025	$1,436.00 (-5.28%) Homeowner's exemption	$118,800 (+3.76%) Land $9,000 Building $109,800	$118,800 (+3.76%) Land $9,000 Building $109,800
2024	$1,516.00 (+54.38%)
2023		$114,500 Land $9,000 Building $105,500	$114,500 Land $9,000 Building $105,500
2022	$982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILES WATER DEPARTMENT serves 408 people · EPA ID IA4953078
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Miles Communications Fiber	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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