653 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 653 E Willow St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 2004
Lot Size	0.023 acres (1,034 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Dec 2017)
Tax Bill	$6,210 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-32-382-043`

Property Details

APN / Parcel Number

Primary APN	`08-32-382-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,536 sqft
Basement Area	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Lot Area	1,034 sqft (0.023 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	653 E WILLOW ST
City	ELBURN
State	IL
Zip	60119-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEBREAKERS RESUB LOT 17
Legal Subdivision	STONEBREAKERS RESUB
Legal Block	2
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2042
Census Tract	852408

Owner

Source: Kane County records · APN 08-32-382-043

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	653 E WILLOW ST, ELBURN, IL 60119-7113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
May 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KANE COUNTY TEACHERS CU
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Sep 13, 2004 · Amount on Record
Deed Document Number	201767668
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 21, 2026
Property Address	653 E WILLOW ST, ELBURN, IL 60119-7113
Document Number	0000030731
Instrument Date	Jun 24, 2026
Instrument	202630731
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42,798.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 S ERIE ST, WHEATON, IL 60187-4546

Mortgage

Document Number	0000030732,
Date	Jul 21, 2026
Instrument	202630732

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	653 E WILLOW ST, ELBURN, IL 60119-7113
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015985
Date	May 14, 2024
Instrument	2024K015985

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Mar 13, 2034

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 29, 2017
Property Address	653 E WILLOW ST, ELBURN, IL 60119-7113
Document Number	0000067668
Map Reference	DOC2003K049885
Instrument Date	Dec 08, 2017
Instrument	2017K067668
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 E WILLOW ST, ELBURN, IL 60119-7113

Mortgage

Document Number	0000067669
Date	Dec 29, 2017
Instrument	2017K067669

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,210.00 (+3.29%) Homeowner's exemption
2024	$6,012.00 (+8.83%)	$76,503 (+25.59%) Land $6,569 Building $69,934	$229,601 (+25.64%) Land $19,715 Building $209,886
2022	$5,524.00 (+4.52%) Homeowner's exemption	$60,916 (+5.91%) Land $5,351 Building $55,565	$182,748 (+5.91%) Land $16,053 Building $166,695
2021	$5,285.00 Homeowner's exemption	$57,516 Land $5,052 Building $52,464	$172,548 Land $15,156 Building $157,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Xfinity, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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