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635 E Willow St, Elburn, IL 60119 Property Records

Kane County property record for 635 E Willow St, Elburn, IL 60119 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,764 sqft · built 2004
Lot Size0.02 acres (892 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Sep 2020)
Tax Bill$6,210 (2025)
Deeds & MortgagesJan 2018 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-382-036

Property Details

APN / Parcel Number

Primary APN08-32-382-036

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,764 sqft Living Area
Gross Area2,536 sqft
Basement Area352 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Lot Area892 sqft (0.02 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area38 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address635 E WILLOW ST
CityELBURN
StateIL
Zip60119-7113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONEBREAKERS RESUB LOT 9
Legal SubdivisionSTONEBREAKERS RESUB
Legal Block2
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2042
Census Tract852408

Owner

Source: Kane County records · APN 08-32-382-036

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address635 E WILLOW ST, ELBURN, IL 60119-7113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
Sep 15, 2020Warranty Deed, Transfer · Conventional Mortgage
RESOURCE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleApr 16, 2014 · Amount on Record
Deed Document Number202052844
Prior Transfer DateJul 18, 2012
Prior Transfer Doc0000047240
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address635 E WILLOW ST, ELBURN, IL 60119-7113
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004206
DateJan 25, 2018
Instrument2018K004206
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2033

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 15, 2020
Property Address635 E WILLOW ST, ELBURN, IL 60119-7113
Document Number0000052844
Map ReferenceDOC 2003K049885
Instrument DateSep 02, 2020
Instrument2020K052844
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42W721 STILLMEADOWS LN, 42W721, EUBURN, IL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address635 E WILLOW ST, ELBURN, IL 60119-7113

Mortgage

Document Number0000052845
DateSep 15, 2020
Instrument2020K052845
Lender
NameRESOURCE FINANCIAL GROUP INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate2.67%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,210.00 (+12.42%) Homeowner's exemption
2024$76,503 (+25.59%) Land $6,569 Building $69,934$229,601 (+25.64%) Land $19,715 Building $209,886
2022$5,524.00 (+4.52%) Homeowner's exemption$60,916 (+5.91%) Land $5,351 Building $55,565$182,748 (+5.91%) Land $16,053 Building $166,695
2021$5,285.00 Homeowner's exemption$57,516 Land $5,052 Building $52,464$172,548 Land $15,156 Building $157,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898524082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Xfinity, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

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