653 E Locust St, Watseka, IL 60970 Property Records

Iroquois County property record for 653 E Locust St, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.184 acres (8,029 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,000 (Sep 2025)
Tax Bill	$755 (2025)
Deeds & Mortgages	Sep 2025 Sale Aug 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`19 33 358 014`

Property Details

APN / Parcel Number

Primary APN	`19 33 358 014`

Exterior

Lot Area	8,029 sqft (0.184 acres)

Location & Zoning

Street Address	653 E LOCUST ST
City	WATSEKA
State	IL
Zip	60970-1759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANLEY'S 2ND ADD E2 W 100' N2 LT 2 BLK 4
Legal Subdivision	STANLEY'S 2ND ADD
Legal Block	4
Legal Lot Number	2
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	2
Census Block	2018
Census Tract	950400

Owner

Source: Iroquois County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	824 E LOCUST ST, WATSEKA, IL 60970-1817
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 18, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20253034
Prior Transfer Date	Aug 18, 2021
Prior Transfer Doc	0000003283
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 15, 2025
Property Address	653 E LOCUST ST, WATSEKA, IL 60970-1759
Document Number	00025R3034
Instrument Date	Sep 12, 2025
Instrument	25R3034
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1782 N 210 EAST RD, GILMAN, IL 60938-6055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	653 E LOCUST ST, WATSEKA, IL 60970-1759

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IROQUOIS IL
Recording Date	Aug 18, 2021
Property Address	653 E LOCUST ST, WATSEKA, IL 60970-1759
Document Number	21R3283
Instrument Date	Aug 18, 2021
Instrument	21R3283
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11, THAWVILLE, IL 60968-0011
Investor	Possibly a Property Investor

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 18, 2018
Property Address	653 E LOCUST ST, WATSEKA, IL 60970-1759
Document Number	18R3898
Instrument Date	Dec 18, 2018
Instrument	18R3898
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$21.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E ASH ST, 121, WATSEKA, IL 60970-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 184, ONARGA, IL 60955-0184
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$755.00 (+9.58%)	$7,410 (+9.29%) Land $1,410 Building $6,000	$22,230 (+9.29%) Land $4,230 Building $18,000
2024	$689.00 (+25.05%)	$6,780 (+29.89%) Land $1,290 Building $5,490	$20,340 (+29.89%) Land $3,870 Building $16,470
2022	$551.00	$5,220 Land $990 Building $4,230	$15,660 Land $2,970 Building $12,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	153 (1979–2018)
Claims Outside the SFHA	10 of 153
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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