Iroquois County property record for 651 E Locust St, Watseka, IL 60970
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.177 acres (7,728 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,000 (Nov 2016) |
| Tax Bill | $979 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 19 33 358 013 |
| Primary APN | 19 33 358 013 |
|---|
| Lot Area | 7,728 sqft (0.177 acres) |
|---|
| Street Address | 651 E LOCUST ST |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STANLEY'S 2ND ADD W 50' N2 LT 2 BLK 4 |
| Legal Subdivision | STANLEY'S 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | MIDDLEPORT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950400 |
Source: Iroquois County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 651 E LOCUST ST, WATSEKA, IL 60970-1759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on Record |
| Deed Sale | Nov 18, 2016 · Amount on Record |
| Deed Document Number | 20163428 |
| Prior Transfer Date | May 4, 2012 |
| Prior Transfer Doc | 0000002806 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 651 E LOCUST ST, WATSEKA, IL 60970-1759 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 651 E LOCUST ST, WATSEKA, IL 60970-1759 |
| Document Number | 21R4299 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 21R4299 |
| Name | IROQUOIS FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATSEKA, IL 60970 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 1, 2026 |
| Rate | 4.5% |
|---|
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Middleport Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 (+14.77%) | $20,600 (+42.07%) Land $5,800 Building $14,800 | $61,800 (+42.07%) Land $17,400 Building $44,400 |
| 2022 | $853.00 Homeowner's exemption | $14,500 Land $4,080 Building $10,420 | $43,500 Land $12,240 Building $31,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 153 (1979–2018) |
| Claims Outside the SFHA | 10 of 153 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATSEKA serves 4,767 people · EPA ID IL0750900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Watch TV.
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