Hamilton County property record for 652 Christopal Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,103 sqft · built 1950 |
| Lot Size | 0.535 acres (23,305 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,000 (Apr 2017) |
| Tax Bill | $6,131 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0194-0075-00 |
| Primary APN | 590-0194-0075-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,103 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| 2nd Floor Area | 903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,305 sqft (0.535 acres) |
| Lot Dimensions | 263 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 652 CHRISTOPAL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISTOPAL DR 90.47 X 263.38 IRR- R1-T3-S14 NW |
| Legal Range | 01 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Subdivision | HOLLYSHOCK SUB |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 22102 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 652 CHRISTOPAL DR, CINCINNATI, OH 45231-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 7, 2017 | Deed, Transfer · Conventional Mortgage |
| Mar 27, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on Record |
| Deed Sale | Apr 7, 2017 · Amount on Record |
| Prior Sale | Feb 15, 2013 · Amount on Record |
| Deed Document Number | 17-0031018 |
| Deed Book / Page | 13391 / 01540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 652 CHRISTOPAL DR, CINCINNATI, OH 45231-5054 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 652 CHRISTOPAL DR, CINCINNATI, OH 45231-5054 |
| Document Number | 0000116975 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 14511/1264 |
| Instrument | 2021-0116975 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 20, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 7, 2017 |
| Property Address | 652 CHRISTOPAL DR, CINCINNATI, OH 45231-5054 |
| Document Number | 0000031018 |
| Book / Page | 13391 / 01540 |
| Map Reference | PB 52 PG 20-21 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 17-0031018 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 652 CHRISTOPAL DR, CINCINNATI, OH 45231-5054 |
| Investor | Possibly a Property Investor |
| Document Number | , 17-0031019 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 17-0031019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 27, 2017 |
| Property Address | 652 CHRISTOPAL DR, CINCINNATI, OH 45231-5054 |
| Book / Page | 013382 / 000659 |
| Instrument Date | Mar 11, 2017 |
| Instrument | 26564 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 14, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 652 CHRISTOPAL DR CINCINNATI OH 452315054, CINCINNATI, OH 45231-5054 |
| Document Number | 0000026564 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 013382/000659 |
| Instrument | 26564 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 26, 2018 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,131.00 (+2.35%) | $87,899 (+%) Land $16,957 Building $70,942 | |
| 2024 | $5,990.00 (+1.72%) | $87,898 (-) Land $16,957 Building $70,941 | |
| 2023 | $5,889.00 (-22.37%) | $87,898 (+6.95%) Land $16,957 Building $70,941 | $251,140 (+6.95%) Land $48,450 Building $202,690 |
| 2022 | $7,586.00 Homeowner's exemption | $82,187 Land $16,009 Building $66,178 | |
| 2020 | $234,820 Land $45,740 Building $189,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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