653 Charest Rd, Somerville, AL 35670 Property Records

Morgan County property record for 653 Charest Rd, Somerville, AL 35670

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,440 sqft · built 2009
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$48,250 (May 2026)
Tax Bill	$332 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2013 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-09-0-000-028.001`

Property Details

APN / Parcel Number

Primary APN	`10-02-09-0-000-028.001`
Alternative APNs	`131935` `21384`

Interior

Full Baths	1 Bath
Building Area	1,440 sqft Adjusted Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Lot Area	90,169 sqft (2.07 acres)

Location & Zoning

Account Number	131935
Street Address	653 CHAREST RD
City	SOMERVILLE
State	AL
Zip	35670-3312
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM AT SW COR OF SEC 9, T6S, R2W, TH N 664.5', TH E 210', TH N 210' TO TPOB, TH CONT N 454.84', TH W 210.14', TH SO 454.5', T
Legal Range	2W
Legal Township	6S
Legal Section	09
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2006
Census Tract	5405

Owner

Source: Morgan County records · APN 10-02-09-0-000-028.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	513 CHAREST RD, SOMERVILLE, AL 35670-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 06, 2013	Deed of Trust, Mortgage · Line of Credit BLUE WORLD POOLS INC
Dec 09, 2005	Deed of Trust, Mortgage · Conventional Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 20, 2009	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Aug 20, 2009	Intrafamily Transfer, Transfer
Apr 15, 2009	Warranty Deed, Transfer
Apr 15, 2009	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Book / Page	2026 / 4902
Prior Transfer Date	Jun 08, 2009
Prior Transfer Doc	2009/04452
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312

Mortgage

Document Number	2025/49025
Date	Dec 01, 2025
Book Page	2025/49025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013/31207
Date	Aug 06, 2013
Book Page	2013/31207

Lender

Name	BLUE WORLD POOLS INC
Type	Non-Lending Institution
Address	RENO, NV 89521

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	132 Months
Due	Aug 06, 2024

Interest

Rate	15.9%

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/68642
Date	Dec 09, 2005
Book Page	2005/68642

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2021

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 26, 2026
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Document Number	2026004902
Book / Page	2026 / 4902
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$4,873.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	513 CHAREST RD, SOMERVILLE, AL 35670-3310

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Sep 15, 2020
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Document Number	02020/8289
Book / Page	2020 / 8289
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312

Mortgage

Document Number	2020/41294
Date	Sep 15, 2020
Book Page	2020/41294

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2050

August 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 20, 2009
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Document Number	2009/04450
Book / Page	2009 / 04450
Instrument Date	Jun 08, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Investor	Possibly a Property Investor

Mortgage

Document Number	0200934132
Date	Aug 20, 2009
Instrument	2009/34132

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2039

August 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN AL
Recording Date	Aug 20, 2009
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Document Number	2009/04452
Book / Page	2009 / 04452
Instrument Date	Jun 08, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Investor	Possibly a Property Investor

April 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 15, 2009
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Document Number	2009/01890
Book / Page	2009 / 01890
Instrument Date	Apr 15, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$9.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312

April 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 15, 2009
Property Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312
Document Number	2009/01884
Book / Page	2009 / 01884
Instrument Date	Apr 15, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$4.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 CHAREST RD, SOMERVILLE, AL 35670-3312

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$332.00 Homeowner's exemption	$10,300 (-) Land $2,850 Building $7,450	$103,000 (-) Land $28,500 Building $74,500
2024		$10,300 (-) Land $2,850 Building $7,450	$103,000 (-) Land $28,500 Building $74,500
2023	$332.00 (+3.43%) Homeowner's exemption	$10,300 (+2.69%) Land $2,850 Building $7,450	$103,000 (+2.69%) Land $28,500 Building $74,500
2022	$321.00 Homeowner's exemption	$10,030 Land $2,590 Building $7,440	$100,300 Land $25,900 Building $74,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Charest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures