653 3rd Ave, Sacramento, CA 95818 Property Records

Sacramento County property record for 653 3rd Ave, Sacramento, CA 95818

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,596 sqft · built 1947
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$140,500 (Sep 2019)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`012-0092-021-0000`

Property Details

APN / Parcel Number

Primary APN	`012-0092-021-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	290 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	653 3RD AVE
City	SACRAMENTO
State	CA
Zip	95818-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SWANSTON PALMS 03, LOT 30
Legal Subdivision	SWANSTON PALMS 03
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3002
Census Tract	2200

Owner

653 3rd Ave is owned and occupied by an individual who bought it in September 2019.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	653 3RD AVE, SACRAMENTO, CA 95818-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 17, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 30, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Sep 30, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 30, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Deed Book / Page	20190930 / 1778
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	9300000001778
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	653 3RD AVE, SACRAMENTO, CA 95818-3327
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 3RD AVE, SACRAMENTO, CA 95818-3327

Mortgage

Document Number	0000000418
Date	Oct 24, 2025
Instrument	202510240418

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	653 3RD AVE, SACRAMENTO, CA 95818-3327
Document Number	2012211361
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 3RD AVE SACRAMENTO CA 958183327, SACRAMENTO, CA 95818-3327

Mortgage

Document Number	2012211361
Date	Dec 21, 2020
Instrument	2012211361

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	653 3RD AVE, SACRAMENTO, CA 95818-3327
Document Number	2005260763
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 3RD AVE SACRAMENTO CA 958183327, SACRAMENTO, CA 95818-3327

Mortgage

Document Number	2005260763
Date	May 26, 2020
Instrument	2005260763

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 30, 2019
Property Address	653 3RD AVE, SACRAMENTO, CA 95818-3327
Document Number	1909301776
Instrument Date	Sep 25, 2019
Instrument	1909301776
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 3RD AVE SACRAMENTO CA 958183327, SACRAMENTO, CA 95818-3327

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 30, 2019
Property Address	653 3RD AVE, SACRAMENTO, CA 95818-3327
Document Number	1909301777
Instrument Date	Sep 25, 2019
Instrument	1909301777
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	653 3RD AVE SACRAMENTO CA 958183327, SACRAMENTO, CA 95818-3327

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 30, 2019
Property Address	653 3RD AVE, SACRAMENTO, CA 95818-3327
Document Number	1909301778
Instrument Date	Sep 24, 2019
Instrument	1909301778
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.55
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 3RD AVE SACRAMENTO CA 958183327, SACRAMENTO, CA 95818-3327

Mortgage

Document Number	1909301779
Date	Sep 30, 2019
Instrument	1909301779

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 653 3rd Ave was $3,736, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,934 (+2%) Land $119,639 Building $181,295
2025	$3,736.00 (+1.38%)	$295,035 Land $117,294 Building $177,741
2024	$3,685.00 (+2.36%)
2023	$3,600.00 (+1.72%)	$283,581 Land $112,741 Building $170,840
2022	$3,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 653 3rd Ave in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 653 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50

May also be available: Succeed.Net, Verizon.

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