Sacramento County property record for 634 3rd Ave, Sacramento, CA 95818
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,089 sqft · built 1945 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Aug 2019) |
| Tax Bill | $6,299 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 012-0093-003-0000 |
| Primary APN | 012-0093-003-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,089 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 266 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 634 3RD AVE |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95818-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SWANSTON PALMS 03, LOT 45 |
| Legal Subdivision | SWANSTON PALMS 03 |
| Legal Lot Number | 45 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2200 |
Source: Sacramento County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 634 3RD AVE, SACRAMENTO, CA 95818-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG |
| Aug 14, 2019 | Grant Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Feb 25, 2005 · Amount on Record |
| Deed Book / Page | 20190814 / 810 |
| Prior Transfer Date | May 5, 2010 |
| Prior Transfer Doc | 0000000989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 634 3RD AVE, SACRAMENTO, CA 95818-3328 |
| Document Number | 2009280903 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 634 3RD AVE SACRAMENTO CA 958183328, SACRAMENTO, CA 95818-3328 |
| Document Number | 2009280903 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2009280903 |
| Name | LADERA LNDG |
|---|---|
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 14, 2019 |
| Property Address | 634 3RD AVE, SACRAMENTO, CA 95818-3328 |
| Document Number | 1908140810 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 1908140810 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 634 3RD AVE SACRAMENTO CA 958183328, SACRAMENTO, CA 95818-3328 |
| Document Number | 1908140811 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 1908140811 |
| Name | AMERICAN HERITAGE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $541,021 (+2%) Land $223,101 Building $317,920 | |
| 2025 | $6,299.00 (+1.45%) Homeowner's exemption | $530,414 (+4.04%) Land $218,727 Building $311,687 |
| 2024 | $6,209.00 (+2.42%) | |
| 2023 | $6,062.00 (+1.73%) Homeowner's exemption | $509,820 Land $210,235 Building $299,585 |
| 2022 | $5,959.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
May also be available: Succeed.Net, Verizon.
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