653 191st St, Baldwin, WI 54002 Property Records

St. Croix County property record for 653 191st St, Baldwin, WI 54002

Property Summary

Property Type	Single Family Home
Lot Size	3.44 acres (149,846 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2018)
Tax Bill	$3,107 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-2015-00-004`

Property Details

APN / Parcel Number

Primary APN	`018-2015-00-004`
Alternative APN	`35.29.17.1123`

Exterior

Lot Area	149,846 sqft (3.44 acres)

Location & Zoning

Street Address	653 191ST ST
City	BALDWIN
State	WI
Zip	54002-5572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T29N R17W PT SW NW; BEING CROIX HILLS ('06) LOT 4 (3.440AC)
Legal Range	17W
Legal Township	29N
Legal Section	35
Legal Subdivision	CROIX HILLS
Legal Lot Number	4
Jurisdiction	ST CROIX WI
Township / Civil Division	HAMMOND
Census Block Group	3
Census Block	3057
Census Tract	121000

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	653 191ST ST, BALDWIN, WI 54002-5572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 20, 2018	Deed of Trust, Mortgage · Conventional with PMI LEND SMART MTG
Feb 12, 2018	Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Prior Sale	Jun 3, 2010 · Amount on Record
Deed Document Number	20181061052
Prior Transfer Date	Jan 21, 2010
Prior Transfer Doc	0000912352
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	653 191ST ST, BALDWIN, WI 54002-5572
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001128081
Date	Apr 19, 2021
Instrument	1128081

Lender

Name	NEWREZ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	653 191ST ST, BALDWIN, WI 54002-5572
Document Number	0001074688
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	STATE CROIX COUNTY ABSTRACT AND TITLE, ST CROIX CNTY ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 191ST ST BALDWIN WI 540025572, BALDWIN, WI 54002-5572

Mortgage

Document Number	0001074688
Date	Nov 26, 2018
Instrument	1074688

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CROIX WI
Recording Date	Feb 12, 2018
Property Address	653 191ST ST, BALDWIN, WI 54002-5572
Document Number	0001061052
Instrument Date	Feb 9, 2018
Instrument	1061052
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001061053
Date	Feb 12, 2018
Instrument	1061053

Lender

Name	LEND SMART MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Hammond Town
Unified School District	Baldwin-Woodville Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,107.00 (+0.03%)
2025	$3,106.00 (-7.23%)	$327,300 (-) Land $52,900 Building $274,400	$327,300 (-) Land $52,900 Building $274,400
2023	$3,348.00	$327,300 Land $52,900 Building $274,400	$327,300 Land $52,900 Building $274,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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