34 191st St, Baldwin, WI 54002 Property Records

St. Croix County property record for 34 191st St, Baldwin, WI 54002

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Aug 2021)
Tax Bill	$34 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-1048-80-000`

Property Details

APN / Parcel Number

Primary APN	`028-1048-80-000`
Alternative APN	`35.28.17.308`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	34 191ST ST
City	BALDWIN
State	WI
Zip	54002-5502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T28N R17W LOT 8 BLK B & INC S 1/2 VACATED ALLEY N OF LOT 8 BLK B VIL CENTERVILLE
Legal Range	17W
Legal Township	28N
Legal Section	35
Legal Subdivision	PLAT OF NEW CENTERVILLE
Legal Block	B
Legal Lot Number	8
Jurisdiction	ST CROIX WI
Township / Civil Division	RUSH RIVER
Census Block Group	1
Census Block	1034
Census Tract	120904

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 191ST ST, BALDWIN, WI 54002-5502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND FEDERAL BANK FSB
Aug 13, 2021	Warranty Deed, Transfer ST CROIX COUNTY ABSTRACT & T
Sep 4, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Sep 26, 2018	Warranty Deed, Transfer STATE CROIX COUNTY ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	20211136923
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	34 191ST ST, BALDWIN, WI 54002-5502
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175539
Date	Jan 30, 2024
Instrument	1175539

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	34 191ST ST, BALDWIN, WI 54002-5502
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001151743
Date	Apr 19, 2022
Instrument	1151743

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Aug 13, 2021
Property Address	34 191ST ST, BALDWIN, WI 54002-5502
Document Number	0001136923
Instrument Date	Aug 12, 2021
Instrument	1136923
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 4, 2019
Property Address	34 191ST ST, BALDWIN, WI 54002-5502
Document Number	0001087923
Instrument Date	Sep 3, 2019
Instrument	1087923
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$451.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 191ST ST BALDWIN WI 540025502, BALDWIN, WI 54002-5502

Mortgage

Document Number	1087924
Date	Sep 4, 2019
Instrument	1087924

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 26, 2018
Property Address	34 191ST ST, BALDWIN, WI 54002-5502
Document Number	0001071897
Instrument Date	Sep 24, 2018
Instrument	1071897
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	STATE CROIX COUNTY ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 191ST ST BALDWIN WI 540025502, BALDWIN, WI 54002-5502

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Rush River Town
Unified School District	Baldwin-Woodville Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34.00 (+3.03%)
2025	$33.00 (+43.48%)	$6,700 (-) Land $3,300 Building $3,400	$6,700 (-) Land $3,300 Building $3,400
2023	$23.00	$6,700 Land $3,300 Building $3,400	$6,700 Land $3,300 Building $3,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Swiftcurrent Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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