Montcalm County property record for 6524 Spinnaker Rd, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 1998 |
| Lot Size | 0.633 acres (27,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Sep 2021) |
| Tax Bill | $6,007 (2025) |
| Deeds & Mortgages | Sep 2012 Mortgage Sep 2021 Sale & Mortgage |
| APN | 005-007-877-03 |
| Primary APN | 005-007-877-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,932 sqft Building Perimeter |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 27,591 sqft (0.633 acres) |
| Lot Dimensions | 157 ft deep x 78.1 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6524 SPINNAKER RD |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-9652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FRM SNT |
| Legal Description | (PLATTED 1990, RESTRICTION L650 P578-585) LOTS 3 & 4, NORWEST TACK SUBDIVISION. |
| Legal Subdivision | TACK SUBDIVISION |
| Legal Lot Number | 3-4 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970900 |
Source: Montcalm County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6524 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2012 | Deed of Trust, Mortgage CITIBANK NA |
| Sep 10, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage ISABELLA COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 · Amount on Record |
| Deed Sale | Sep 10, 2021 · Amount on Record |
| Prior Sale | Mar 12, 2002 · Amount on Record |
| Deed Document Number | 202112870 |
| Prior Transfer Date | Oct 8, 1997 |
| Prior Transfer Doc | 0807000493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 6524 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6524 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Document Number | 01557/00662 |
|---|---|
| Date | Sep 27, 2012 |
| Book Page | 01557/00662 |
| Name | CITIBANK NA |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 253 Months |
| Due | Oct 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Sep 10, 2021 |
| Property Address | 6524 SPINNAKER RD, CRYSTAL, MI 48818-9652 |
| Document Number | 2021R12870 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021R12870 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1325 NORTH DR, MOUNT PLEASANT, MI 48858-3228 |
| Document Number | 2021R12871 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021R-12871 |
| Name | ISABELLA COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2031 |
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Central Montcalm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,500 (+14.26%) | $617,000 (+14.26%) | |
| 2025 | $6,007.00 (+2.47%) | $270,000 (+14.84%) | $540,000 (+129.69%) |
| 2024 | $5,862.00 | ||
| 2023 | $235,100 | $235,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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