6524 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 6524 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,122 sqft · built 2022
Lot Size	0.605 acres (26,353 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Mar 2022)
Tax Bill	$13,430 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12362-51011-00000`

Property Details

APN / Parcel Number

Primary APN	`12362-51011-00000`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,122 sqft Living Area
Gross Area	4,074 sqft
1st Floor Area	1,953 sqft
Basement Area	1,953 sqft
Finished Basement	1,169 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,353 sqft (0.605 acres)
Lot Dimensions	223 ft deep x 56 ft wide
Porch	Enclosed Frame Porch
Porch Area	168 sqft
Patio Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6524 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEXFORD WEST 1ST LOT 9
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	WEXFORD WEST 1ST
Legal Lot Number	9
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1038
Census Tract	205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6524 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit HIAWATHA BANK & TRUST COMPANY
Jun 26, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CEDAR RAPIDS BANK & TRUST CO
Mar 2, 2022	Warranty Deed, Construction Loan · Construction Mortgage HIAWATHA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Deed Book / Page	11296 / 293
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	6524 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 N CENTER POINT RD, HIAWATHA, IA 52233-1225

Mortgage

Document Number	1148300404
Date	Oct 20, 2022
Book Page	11483/404

Lender

Name	HIAWATHA BANK & TRUST COMPANY
Type	Bank
Address	HIAWATHA, IA 52233

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 26, 2023
Property Address	6524 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Document Number	1152166620
Book / Page	11521 / 66620
Instrument Date	Jun 23, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6524 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886

Mortgage

Document Number	1152166621
Date	Jun 26, 2023
Book Page	11521/66621

Lender

Name	CEDAR RAPIDS BANK & TRUST CO
Type	Bank
Address	CEDAR RAPIDS, IA 52401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Mar 2, 2022
Property Address	6524 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7886
Document Number	1129600293
Book / Page	11296 / 293
Instrument Date	Mar 2, 2022
Transaction Type	Construction Loan
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 BOYSON RD, MARION, IA 52302-9429
Investor	Possibly a Property Investor

Mortgage

Document Number	0011296294
Date	Mar 2, 2022
Instrument	11296/294

Lender

Name	HIAWATHA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,400 (+0.12%) Land $150,300 Building $622,100	$772,400 (+0.12%) Land $150,300 Building $622,100
2025	$13,430.00	$771,500 (+276.53%) Land $149,400 Building $622,100	$771,500 (+276.53%) Land $149,400 Building $622,100
2024	$13,430.00 (+6,419.42%)
2023		$204,900 Land $128,400 Building $76,500	$204,900 Land $128,400 Building $76,500
2022	$206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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