Santa Rosa County property record for 6524 Oakcrest Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1956 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $186,500 (Dec 2025) |
| Tax Bill | $1,168 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-28-2800-00200-0070 |
| Primary APN | 04-1N-28-2800-00200-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,282 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 358 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6524 OAKCREST RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | OAKCREST LOT 7 BLK 2 AS DES IN OR 3745 PG 1083 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 04 |
| Legal Subdivision | OAKCREST AND 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 10602 |
6524 Oakcrest Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Santa Rosa County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6524 OAKCREST RD, MILTON, FL 32570-6809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 4, 2025 | Warranty Deed, Transfer · FHA Mortgage UNIVERSITY BANK |
| Jul 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Jul 6, 2018 · Amount on File |
| Deed Document Number | 202556630 |
| Deed Book / Page | 4685 / 1463 |
| Prior Transfer Date | Aug 21, 2002 |
| Prior Transfer Doc | 2050001621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 4, 2025 |
| Property Address | 6524 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0046851463 |
| Book / Page | 4685 / 1463 |
| Map Reference | MB 140 PG 89 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 202556630 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,305.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2614 TUNNEL RD, PACE, FL 32571-9738 |
| Name | Verified Name |
|---|---|
| Address | 6524 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0046851465 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 4685/1465 |
| Name | UNIVERSITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 6, 2018 |
| Property Address | 6524 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0037451083 |
| Book / Page | 3745 / 1083 |
| Map Reference | MB B PG42 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 201828798 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 125, EMIGSVILLE, PA 17318-0125 |
| Name | Verified Name |
|---|---|
| Address | 160 TRINITY HILLS DR, AUSTIN, TX 78737-4517 |
| Document Number | 0201828799 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 201828799 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 6, 2018 |
| Property Address | 6524 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0037451081 |
| Book / Page | 003745 / 001081 |
| Instrument Date | May 7, 2018 |
| Instrument | 28797 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6524 OAKCREST RD MILTON FL 325706809, MILTON, FL 32570-6809 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 6, 2018 |
| Property Address | 6524 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0037451079 |
| Book / Page | 003745 / 001079 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 28796 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6524 OAKCKST RD MILTON FL 32570, MILTON, FL 32570 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $84,801 (+8.49%) Land $15,000 Building $69,801 | $84,801 (+8.49%) Land $15,000 Building $69,801 | |
| 2024 | $1,168.00 (+5.61%) | $78,165 (+0.73%) Land $15,000 Building $63,165 | $78,165 (+0.73%) Land $15,000 Building $63,165 |
| 2023 | $1,106.00 (+5.03%) | $77,598 (+0.93%) Land $15,000 Building $62,598 | $77,598 (+0.93%) Land $15,000 Building $62,598 |
| 2022 | $1,053.00 | $76,881 | $76,881 Land $15,000 Building $61,881 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6524 Oakcrest Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 21 (2004–2022) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6524 Oakcrest Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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