Santa Rosa County property record for 6514 Oakcrest Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1989 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Apr 2026) |
| Tax Bill | $2,037 (2024) |
| Deeds & Mortgages | Sep 2023 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-1N-28-2800-00200-0110 |
| Primary APN | 04-1N-28-2800-00200-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| Gross Area | 1,854 sqft |
| 1st Floor Area | 975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 8,364 sqft (0.192 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 402 sqft |
| Patio Area | 204 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6514 OAKCREST RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | *ENHNCD LIFE EST* RESRVD IN: LOT 11 BLK 2 OAKCREST 1ST ADD AS DES IN OR 4152 PG 998 & E-L/E RES IN OR 4152 PG 998 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 04 |
| Legal Subdivision | OAKCREST AND 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 10602 |
Source: Santa Rosa County records, as of May 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6514 OAKCREST RD, MILTON, FL 32570-6809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Sep 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 20, 2026 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 202619583 |
| Deed Book / Page | 4734 / 476 |
| Prior Transfer Date | Jan 25, 2002 |
| Prior Transfer Doc | 1990000199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6514 OAKCREST RD, MILTON, FL 32570-6809 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5909 GREENFIELD ST, MILTON, FL 32571-8368 |
| Investor | Possibly a Property Investor |
| Document Number | 0044331006 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 4433/1006 |
| Instrument | 202341622 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 155 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 6514 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0047340476 |
| Book / Page | 4734 / 476 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202619583 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137,865.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6514 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0000019584, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202619584 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 6514 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0041520998 |
| Book / Page | 4152 / 998 |
| Map Reference | MB B PG 66 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 202149402 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ANCHOR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 N CROW RD, 170, PENSACOLA, FL 32506-4346 |
| Name | Verified Name |
|---|---|
| Address | 5909 GREENFIELD ST, MILTON, FL 32571-8368 |
| Document Number | 0041521000 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 4152/1000 |
| Instrument | 202149403 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 6514 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0037840520 |
| Book / Page | 3784 / 0520 |
| Map Reference | MB B PG 66 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 201849752 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TITLE OF NORTHWEST FL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5138 GOSHAWK DR, 5138, MILTON, FL 32570-5018 |
| Name | Verified Name |
|---|---|
| Address | 6514 OAKCREST RD, MILTON, FL 32570-6809 |
| Document Number | 0201849753 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 201849753 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Municipality | Milton City |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $140,658 (+1.47%) Land $15,000 Building $125,658 | $140,658 (+1.47%) Land $15,000 Building $125,658 | |
| 2024 | $2,037.00 (-0.2%) | $138,618 (+0.72%) Land $15,000 Building $123,618 | $138,618 (+0.72%) Land $15,000 Building $123,618 |
| 2023 | $2,041.00 (+3.87%) | $137,628 (+4.77%) Land $15,000 Building $122,628 | $137,628 (+4.77%) Land $15,000 Building $122,628 |
| 2022 | $1,965.00 | $131,359 | $131,359 Land $15,000 Building $116,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 21 (2004–2022) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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