6524 Lopez Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6524 Lopez Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,489 sqft · built 2016
Lot Size	0.085 acres (3,705 sqft)
Owner	2 Individual Names on File
Last Sale	$734,000 (Jun 2017)
Tax Bill	$10,517 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`808-53-038`

Property Details

APN / Parcel Number

Primary APN	`808-53-038`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,145 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,705 sqft (0.085 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6524 LOPEZ WAY
City	GILROY
State	CA
Zip	95020-7152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 10256 LOT 40
Legal Subdivision	10256 PETITE SIRAH
Legal Tract	10256
Legal Lot Number	40
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1019
Census Tract	512509

Owner

6524 Lopez Way is owned and occupied by two individuals who bought it in June 2017.

Source: Santa Clara County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6524 LOPEZ WAY, GILROY, CA 95020-7152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 30, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Deed Document Number	201723688462
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6524 LOPEZ WAY, GILROY, CA 95020-7152
Document Number	0024426943
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6524 LOPEZ WAY GILROY CA 950207152, GILROY, CA 95020-7152

Mortgage

Document Number	0024426943
Date	Mar 11, 2020
Instrument	24426943

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2017
Property Address	6524 LOPEZ WAY, GILROY, CA 95020-7152
Document Number	0023688462
Instrument Date	Jun 13, 2017
Instrument	23688462
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$807.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6524 LOPEZ WAY GILROY CA 950207152, GILROY, CA 95020-7152

Mortgage

Document Number	23688463
Date	Jun 30, 2017
Instrument	23688463

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6524 Lopez Way was $10,517, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,517.00 (+1.59%)	$851,549 Land $406,201 Building $445,348
2024	$10,352.00 (+0.58%)
2023	$10,292.00 (+1.65%)	$818,484 Land $390,429 Building $428,055
2022	$10,125.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6524 Lopez Way in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6524 Lopez Way is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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