6512 Lopez Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 6512 Lopez Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,489 sqft · built 2016
Lot Size	0.083 acres (3,634 sqft)
Owner	Company Name on Record
Last Sale	$725,500 (Jul 2017)
Tax Bill	$10,199 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Transfer + 5 more
Flood Zone	Zone D (undetermined)
APN	`808-53-036`

Property Details

APN / Parcel Number

Primary APN	`808-53-036`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,145 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	3,634 sqft (0.083 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	6512 LOPEZ WAY
City	GILROY
State	CA
Zip	95020-7152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 10256 LOT 42
Legal Subdivision	10256 PETITE SIRAH
Legal Tract	10256
Legal Lot Number	42
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1019
Census Tract	512509

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Dec 16, 2021	Intrafamily Transfer, Transfer
Nov 5, 2018	Deed of Trust, Mortgage · ARM US BANK NA
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 13, 2017	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on Record
Deed Sale	Jul 13, 2017 · Amount on Record
Prior Sale	Nov 30, 2021
Deed Document Number	0023696480
Last Transfer Date	Dec 16, 2021
Transfer Doc	0025196354
Record Updated	Jun 8, 2026

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 30, 2021
Property Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Document Number	0025181637
Map Reference	MB 882 PG 22-27
Instrument Date	Nov 23, 2021
Instrument	25181637
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 LOPEZ WAY, GILROY, CA 95020-7152

Mortgage

Document Number	0025181638
Date	Nov 30, 2021
Instrument	25181638

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 16, 2021
Property Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Document Number	0025196354
Map Reference	MB 882 MAP 22-27
Instrument Date	Sep 1, 2021
Instrument	25196354
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 LOPEZ WAY, GILROY, CA 95020-7152

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024056074
Date	Nov 5, 2018
Instrument	24056074

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	345 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6512 LOPEZ WAY, GILROY, CA 95020-7152

Mortgage

Document Number	0024863951
Date	Mar 8, 2021
Instrument	24863951

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Document Number	0024528370
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6512 LOPEZ WAY GILROY CA 950207152, GILROY, CA 95020-7152

Mortgage

Document Number	0024528370
Date	Jul 7, 2020
Instrument	24528370

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Document Number	0024275510
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6512 LOPEZ WAY GILROY CA 950207152, GILROY, CA 95020-7152

Mortgage

Document Number	0024275510
Date	Sep 9, 2019
Instrument	24275510

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 13, 2017
Property Address	6512 LOPEZ WAY, GILROY, CA 95020-7152
Document Number	0023696480
Map Reference	MAP882 PG22-27
Instrument Date	Jun 28, 2017
Instrument	23696480
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6512 LOPEZ WAY, GILROY, CA 95020-7152

Mortgage

Document Number	0023696481
Date	Jul 13, 2017
Instrument	23696481

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,199.00 (+2.18%)	$825,408 (+4.04%) Land $398,238 Building $427,170
2023	$9,981.00 (+1.66%)	$793,359 Land $382,775 Building $410,584
2022	$9,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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