Durham County property record for 6523 Caverstone Ln, Durham, NC 27713
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,644 sqft · built 1998 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (May 2023) |
| Tax Bill | $4,470 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0728-04-2269 |
| Primary APN | 0728-04-2269 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,644 sqft Heated Area |
| 1st Floor Area | 1,770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 6523 CAVERSTONE LN |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27713-6416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR 4.060 |
| Legal Description | WYNDCROSS/PH:02A/LT#126 PL:000143-000019 |
| Legal Subdivision | WYNDCROSS |
| Legal Phase | 2A |
| Legal Lot Number | 126 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | TRIANGLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2021 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6523 CAVERSTONE LN, DURHAM, NC 27713-6416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SHAMROCK HOME LOANS INC |
| Jul 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage SHAMROCK HOME LOANS INC |
| Dec 5, 2017 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on Record |
| Deed Sale | May 12, 2023 · Amount on Record |
| Prior Sale | Apr 5, 1999 · Amount on Record |
| Deed Document Number | 202361452 |
| Deed Book / Page | 9915 / 990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 12, 2023 |
| Property Address | 6523 CAVERSTONE LN, DURHAM, NC 27713-6416 |
| Document Number | 0099150990 |
| Book / Page | 9915 / 990 |
| Map Reference | MB 142 PG 178 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023061452 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2210 KNIGHT CROSSING RD, DURHAM, NC 27703-3491 |
| Name | Verified Name |
|---|---|
| Address | 6323 COVERSTONE LANE, DURHAM, NC 27713 |
| Document Number | 2023061453 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023061453 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 6523 CAVERSTONE LN, DURHAM, NC 27713-6416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0096070308 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 9607/308 |
| Instrument | 2022005132 |
| Name | SHAMROCK HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RUMFORD, RI 02916 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 6523 CAVERSTONE LN, DURHAM, NC 27713-6416 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | LAND AND TITLE COMPANY, LAND AND TITLE LAW |
| Name | Verified Name |
|---|
| Document Number | 0094070983 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 9407/983 |
| Instrument | 2021037662 |
| Name | SHAMROCK HOME LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RUMFORD, RI 02916 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 6523 CAVERSTONE LN, DURHAM, NC 27713-6416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0083220485 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 8322/485 |
| Instrument | 2017042777 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 9, 2037 |
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,470.00 (+2.52%) | $439,883 (-) Land $143,000 Building $296,883 | $439,883 (-) Land $143,000 Building $296,883 |
| 2025 | $4,360.00 (+44.75%) | $439,883 (+91.3%) Land $143,000 Building $296,883 | $439,883 (+91.3%) Land $143,000 Building $296,883 |
| 2023 | $3,012.00 (+2.34%) | $229,942 Land $58,320 Building $171,622 | $229,942 Land $58,320 Building $171,622 |
| 2022 | $2,943.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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