6520 Caverstone Ln, Durham, NC 27713 Property Records

Durham County property record for 6520 Caverstone Ln, Durham, NC 27713

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,843 sqft · built 1999
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$257,000 (Mar 2019)
Tax Bill$4,383 (2026)
Deeds & MortgagesNov 2021 Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0728-04-4451

Property Details

APN / Parcel Number

Primary APN0728-04-4451
Alternative APNs
  • 0728-04-44-5195
  • 072803044460
  • 149896

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,843 sqft Heated Area
1st Floor Area1,618 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address6520 CAVERSTONE LN
CityDURHAM
StateNC
Zip27713-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 4.060
Legal DescriptionWYNDCROSS/PH:02A/LT#123 PL:000143-000019
Legal SubdivisionWYNDCROSS
Legal Phase2A
Legal Lot Number123
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group1
Census Block1002
Census Tract2021

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6520 CAVERSTONE LN, DURHAM, NC 27713-6418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2017Deed of Trust, Mortgage · Line of Credit
COASTAL FCU
Jun 30, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 28, 2019Warranty Deed, Transfer · ARM
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2019 · Amount on Record
Deed SaleMar 28, 2019 · Amount on Record
Prior SaleNov 22, 2002 · Amount on Record
Deed Document Number20199550
Deed Book / Page8622 / 198
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address6520 CAVERSTONE LN, DURHAM, NC 27713-6418
Transaction TypeMortgage
Record UpdatedDec 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095410683
DateNov 29, 2021
Book Page9541/683
Instrument2021060492
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address6520 CAVERSTONE LN, DURHAM, NC 27713-6418
Transaction TypeMortgage
Record UpdatedNov 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095130205
DateOct 29, 2021
Book Page9513/205
Instrument2021055497
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address6520 CAVERSTONE LN, DURHAM, NC 27713-6418
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0083300295
DateDec 15, 2017
Book Page8330/295
Instrument2017044253
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 14, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateJun 30, 2020
Property Address6520 CAVERSTONE LN, DURHAM, NC 27713-6418
Document Number0089920010
Book / Page008992 / 000010
Instrument DateJun 29, 2020
Instrument25522
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address315 AFFINITY LN CARY NC 275195583, CARY, NC 27519-5583

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateMar 28, 2019
Property Address6520 CAVERSTONE LN, DURHAM, NC 27713-6418
Document Number0086220198
Book / Page8622 / 198
Map ReferenceMB 143 PG 19
Instrument DateMar 28, 2019
Instrument2019009550
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$514.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address417 THETFORD ROAD, 417, DURHAM, NC 27707

Transferred To (Grantee/Buyer)

NameVerified Name
Address6520 CAVERSTONE LN, DURHAM, NC 27713-6418

Mortgage

Document Number2019009551
DateMar 28, 2019
Instrument2019009551
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change Frequency5 Years
Min Rate At Change3.75%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,383.00 (+2.53%)$431,291 (-) Land $133,100 Building $298,191$431,291 (-) Land $133,100 Building $298,191
2025$4,275.00 (+38.22%)$431,291 (+82.6%) Land $133,100 Building $298,191$431,291 (+82.6%) Land $133,100 Building $298,191
2023$3,093.00 (+2.32%)$236,199 Land $54,630 Building $181,569$236,199 Land $54,630 Building $181,569
2022$3,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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