6522 E 640 Rd, Locust Grove, OK 74352 Property Records

Mayes County property record for 6522 E 640 Rd, Locust Grove, OK 74352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 2016
Lot Size	10.6 acres (465,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Oct 2024)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35562`

Property Details

APN / Parcel Number

Primary APN	`35562`
Alternative APN	`0000-35-19N-20E-2-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	465,613 sqft (10.6 acres)
Garage Type	Detached
Garage Area	1,216 sqft

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	96 sqft
Kennel	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35562
Street Address	6522 E 640 RD
City	LOCUST GROVE
State	OK
Zip	74352-6251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-19N-20E COMM NE COR NENW THEN S1320.52 TO POB THEN W375 N1145 E309.78 N175.31 E65.22 TO POB & THE W 30FT OF THE E 405FT OF
Legal Range	20E
Legal Township	19N
Legal Section	35
Legal Subdivision	T19N-R20E
Jurisdiction	MAYES OK
Township / Civil Division	LOCUST GROVE
Census Block Group	2
Census Block	2040
Census Tract	40501

Owner

Source: Mayes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 E WHO RD, LOCUST GROVE, OK 74352
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Oct 31, 2024	Warranty Deed, Transfer · Conventional Mortgage RCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Deed Document Number	2024743209
Deed Book / Page	1553 / 376
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	01294/0151
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	6522 E 640 RD, LOCUST GROVE, OK 74352-6251
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01374/0986
Date	Feb 5, 2019
Book Page	1374/0986
Instrument	1996-693984

Lender

Name	ARVEST BANK
Type	Bank
Address	TULSA, OK 74146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2044

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Oct 31, 2024
Property Address	6522 E 640 RD, LOCUST GROVE, OK 74352-6251
Document Number	001553/376
Book / Page	1553 / 376
Instrument Date	Oct 25, 2024
Instrument	I-1996-743209
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I1996743210
Date	Oct 31, 2024
Instrument	I-1996-743210

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

Source: Mayes County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Mayes County
Unified School District	Locust Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,000 (+3%) Land $6,998 Building $27,002	$303,567 (+3%) Land $62,480 Building $241,087
2025	$3,065.00 (+77.48%)	$33,009 (+77.75%) Land $6,794 Building $26,215	$294,726 (+16.21%) Land $60,660 Building $234,066
2024	$1,727.00 (+7.2%)	$18,570 (+5%) Land $4,152 Building $14,418	$253,618 (+6.55%) Land $55,660 Building $197,958
2023	$1,611.00	$17,685 Land $3,965 Building $13,720	$238,037 Land $55,660 Building $182,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEGGS WATER COMPANY serves 1,925 people · EPA ID OK1221630
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 640 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures