Howard County property record for 6520 Grainger Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,558 sqft · built 1997 |
| Lot Size | 0.14 acres (6,079 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,695 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-271032 |
| Primary APN | 01-271032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,558 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,079 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 42 sqft |
| Deck Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 271032 |
|---|---|
| Street Address | 6520 GRAINGER CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | LOT 260 6,079 SQ 6520 GRAINGER CT NOTVIL S4 RSB OF BANK OS |
| Legal Subdivision | NOTTINGHAM VILLAGE SEC 04 |
| Legal Lot Number | 260 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 601103 |
6520 Grainger Ct is owned and occupied by an individual who acquired it in April 2019.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6520 GRAINGER CT, ELKRIDGE, MD 21075-6182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX |
| Feb 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Apr 3, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2019 |
| Deed Sale | Apr 3, 2019 |
| Prior Sale | Dec 29, 2004 · Amount on File |
| Deed Book / Page | 18608 / 271 |
| Prior Transfer Date | Mar 26, 2019 |
| Prior Transfer Doc | 0186080271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6520 GRAINGER CT, ELKRIDGE, MD 21075-6182 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6520 GRAINGER CT, ELKRIDGE, MD 21075-6182 |
| Document Number | 0212410127 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 21241/127 |
| Name | CORELOGIC SOLEX |
|---|---|
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6520 GRAINGER CT, ELKRIDGE, MD 21075-6182 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | RESEARCH TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0180550281 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 18055/281 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OWINGS MILLS, MD 21117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 3, 2019 |
| Property Address | 6520 GRAINGER CT, ELKRIDGE, MD 21075-6182 |
| Document Number | 0186080271 |
| Book / Page | 18608 / 271 |
| Map Reference | PL 11800-11804 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | RESEARCH TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6520 GRAINGER CT, ELKRIDGE, MD 21075-6182 |
| Document Number | 18608276 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 18608/276 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 6520 Grainger Ct was $5,695 with a homeowner's exemption, down 10.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,695.00 (-10.89%) Homeowner's exemption | $497,200 (+10.24%) Land $184,800 Building $312,400 | $497,200 (-) Land $184,800 Building $312,400 |
| 2025 | $6,391.00 (+5.2%) Homeowner's exemption | $451,000 | $497,200 Land $184,800 Building $312,400 |
| 2024 | $6,075.00 | ||
| 2023 | $358,600 Land $144,800 Building $213,800 | $358,600 Land $144,800 Building $213,800 | |
| 2022 | $3,944.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6520 Grainger Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6520 Grainger Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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