Howard County property record for 6505 Grainger Ct, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,392 sqft · built 1997 |
| Lot Size | 0.095 acres (4,124 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $145,600 (Sep 1997) |
| Tax Bill | $7,278 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-270974 |
| Primary APN | 01-270974 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Total Area |
| Basement Area | 335 sqft |
| Finished Basement | 335 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,124 sqft (0.095 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 270974 |
|---|---|
| Street Address | 6505 GRAINGER CT |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | LOT 254 4,124 SQ 6505 GRAINGER CT NOTVIL S4 RSB BANK OS |
| Legal Subdivision | NOTTINGHAM VILLAGE SEC 04 |
| Legal Lot Number | 254 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 601103 |
6505 Grainger Ct is owner-occupied and held in a trust since September 1997.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6505 GRAINGER CT, ELKRIDGE, MD 21075-6223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 18, 2016 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 1997 · Amount on File |
| Deed Sale | Sep 4, 1997 · Amount on File |
| Prior Sale | Jun 27, 1997 · Amount on File |
| Deed Document Number | 19975557 |
| Deed Book / Page | 4052 / 368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6505 GRAINGER CT, ELKRIDGE, MD 21075-6223 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6505 GRAINGER CT, ELKRIDGE, MD 21075-6223 |
| Document Number | 0217900031 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 21790/31 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 477 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6505 GRAINGER CT, ELKRIDGE, MD 21075-6223 |
| Document Number | 0177740224 |
| Book / Page | 017774 / 000224 |
| Instrument Date | Apr 18, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6505 GRAINGER CT ELKRIDGE MD 210756223, ELKRIDGE, MD 21075-6223 |
| Document Number | 0177740224 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 017774/000224 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 24, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6505 Grainger Ct was $7,278, up 9.7% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,278.00 (+9.66%) | $461,600 (+10.26%) Land $180,000 Building $281,600 | $461,600 (-) Land $180,000 Building $281,600 |
| 2025 | $6,637.00 | $418,633 | $461,600 Land $180,000 Building $281,600 |
| 2023 | $332,700 Land $140,000 Building $192,700 | $332,700 Land $140,000 Building $192,700 | |
| 2022 | $3,669.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6505 Grainger Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6505 Grainger Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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