652 Union St, Orange, NJ 07050 Property Records

Essex County and City Of Orange Township property record for 652 Union St, Orange, NJ 07050

Property Summary

Property Type	Single Family Home
Details	2,575 sqft · built 1891
Lot Size	0.063 acres (2,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2025)
Tax Bill	$14,689 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`17-06009-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`17-06009-0000-00005`
Alternative APNs	`1700187000000004` `00004688`

Interior

Stories	2 Stories
Building Area	2,575 sqft Living Area

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Construction Type	Frame
Lot Area	2,731 sqft (0.063 acres)
Lot Dimensions	91 ft deep x 30 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00004688
Street Address	652 UNION ST
City	ORANGE
State	NJ
Zip	07050-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2730 SF
Legal Subdivision	CITY/ORANGE TOWNSHIP
Legal Block	6009
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	CITY OF ORANGE
Census Block Group	3
Census Block	3000
Census Tract	18900

Owner

Source: Essex County and City Of Orange Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	652 UNION ST, ORANGE, NJ 07050-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FAMILY FIRST FUNDING LLC
Mar 12, 2025	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Dec 21, 2018	Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Feb 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on Record
Deed Sale	Mar 12, 2025 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	202515996
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	0000109833
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	652 UNION ST, ORANGE, NJ 07050-1241
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	SUNRISE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021389
Date	Feb 25, 2021
Instrument	2021021389

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 12, 2025
Property Address	652 UNION ST, ORANGE, NJ 07050-1241
Document Number	0000015996
Instrument Date	Feb 26, 2025
Instrument	2025015996
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 WAVERLY PL, SOUTH ORANGE, NJ 07079-2125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 UNION ST, ORANGE, NJ 07050-1241

Mortgage

Document Number	0000015997
Date	Mar 12, 2025
Instrument	2025015997

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 21, 2018
Property Address	652 UNION ST, ORANGE, NJ 07050-1241
Document Number	0000109833
Instrument Date	Dec 11, 2018
Instrument	2018109833
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 UNION ST, ORANGE, NJ 07050-1241

Mortgage

Document Number	0000109837
Date	Dec 21, 2018
Instrument	2018109837

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 2, 2018
Property Address	652 UNION ST, ORANGE, NJ 07050-1241
Document Number	0000009995
Instrument Date	Jan 19, 2018
Instrument	9995
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$101.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 HOWELL DR WEST ORANGE NJ 070522248, WEST ORANGE, NJ 07052-2248

Tax Assessment & Valuation

Source: Essex County and City Of Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	City Of Orange Township
Unified School District	Orange City Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,500 (-) Land $77,800 Building $286,700	$364,500 (-) Land $77,800 Building $286,700
2025	$14,689.00 (+3.07%)	$364,500 (-) Land $77,800 Building $286,700	$364,500 (-) Land $77,800 Building $286,700
2024	$14,251.00 (+12.81%)
2023		$364,500 Land $77,800 Building $286,700	$364,500 Land $77,800 Building $286,700
2022	$12,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	21 (1999–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE WATER DEPT serves 30,134 people · EPA ID NJ0717001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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