646 Union St, Orange, NJ 07050 Property Records

Essex County and City Of Orange Township property record for 646 Union St, Orange, NJ 07050

Property Summary

Property Type	Single Family Home
Details	2,154 sqft · built 1881
Lot Size	0.052 acres (2,274 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Oct 2024)
Tax Bill	$11,812 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`17-06008-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`17-06008-0000-00001`
Alternative APNs	`1700186000000001` `00004647`

Interior

Stories	2 Stories
Building Area	2,154 sqft Living Area

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Construction Type	Frame
Lot Area	2,274 sqft (0.052 acres)
Lot Dimensions	91 ft deep x 25 ft wide

Location & Zoning

Account Number	00004647
Street Address	646 UNION ST
City	ORANGE
State	NJ
Zip	07050-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2275 SF
Legal Subdivision	CITY/ORANGE TOWNSHIP
Legal Block	6008
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	CITY OF ORANGE
Census Block Group	3
Census Block	3001
Census Tract	18900

Owner

646 Union St is owned by an individual who bought it in October 2024.

Source: Essex County and City Of Orange Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	11 N JEFFERSON ST, ORANGE, NJ 07050-1650
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage MLB RESIDENTIAL LENDING LLC
Oct 3, 2024	Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
May 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on File
Deed Sale	Oct 3, 2024 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	202458210
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	0124729164
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Feb 2, 2026
Property Address	646 UNION ST, ORANGE, NJ 07050-1227
Document Number	0000006633
Instrument Date	Jan 21, 2026
Instrument	2026006633
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TSG TITLE AGENCY INC, ATS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 UNION ST, ORANGE, NJ 07050-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N JEFFERSON ST, ORANGE, NJ 07050-1650

Mortgage

Document Number	0000006634
Date	Feb 2, 2026
Instrument	2026006634

Lender

Name	MLB RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 3, 2024
Property Address	646 UNION ST, ORANGE, NJ 07050-1227
Document Number	0000058210
Instrument Date	Sep 10, 2024
Instrument	2024058210
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 HEARTHSTONE TER, LIVINGSTON, NJ 07039-1806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 UNION ST, ORANGE, NJ 07050-1227

Mortgage

Document Number	0000058211
Date	Oct 3, 2024
Instrument	2024058211

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	646 UNION ST, ORANGE, NJ 07050-1227
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043115
Date	May 9, 2019
Instrument	2019043115

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 646 Union St was $11,812, up 3.1% from the year before.

Source: Essex County and City Of Orange Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	City Of Orange Township
Unified School District	Orange City Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,100 (-) Land $72,300 Building $220,800	$293,100 (-) Land $72,300 Building $220,800
2025	$11,812.00 (+3.07%)	$293,100 Land $72,300 Building $220,800	$293,100 Land $72,300 Building $220,800
2024	$11,460.00
2023		$293,100 Land $72,300 Building $220,800	$293,100 Land $72,300 Building $220,800
2022	$10,158.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 Union St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	21 (1999–2023)
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE WATER DEPT serves 30,134 people · EPA ID NJ0717001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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