652 Spring Lake Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 652 Spring Lake Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,330 sqft · built 1987
Lot Size0.42 acres (18,295 sqft)
OwnerCompany Name on Record
Last Sale$530,000 (Jun 2022)
Tax Bill$5,158 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Oct 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-36-14-NL-2-11

Property Details

APN / Parcel Number

Primary APN26-36-14-NL-2-11
Alternative APNs
  • 26-36-14-NL-00002.0-0011.00
  • 2603639

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,330 sqft Living Area
Gross Area3,474 sqft
1st Floor Area2,330 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions197 ft deep x 92 ft wide
Garage TypeAttached
Garage Area655 sqft
PorchFinished/Open Porch
Porch Area489 sqft
Deck Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2603639
Street Address652 SPRING LAKE DR
CityMELBOURNE
StateFL
Zip32940-1959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSUNTREE P.U.D. STAGE 5 TRACT 55 LOT 11 BLK 2
Legal Range36E
Legal Township26S
Legal Section14
Legal SubdivisionSUNTREE P.U.D. STAGE 5 TRACT 55
Legal Tract55
Legal Block2
Legal Lot Number11
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3006
Census Tract64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 27, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 20, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jun 30, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleJul 26, 2001 · Amount on Record
Deed Document Number2022162907
Deed Book / Page9547 / 2624
Prior Transfer DateApr 24, 2009
Prior Transfer Doc0059542593
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959
Transaction TypeMortgage
Record UpdatedMar 10, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959

Mortgage

Document Number0105541350
DateFeb 24, 2026
Book Page10554/1350
Instrument2026036824
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 21, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateOct 27, 2023
Property Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959
Document Number0099180415
Book / Page9918 / 415
Map ReferenceMB 32 PG 48-50
Instrument DateOct 24, 2023
Instrument2023227346
Transaction TypeTransfer
Record UpdatedNov 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959
Transaction TypeMortgage
Record UpdatedAug 4, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098421820
DateJul 20, 2023
Book Page9842/1820
Instrument2023152898
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 30, 2022
Property Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959
Document Number0095472624
Book / Page9547 / 2624
Map ReferenceMB 32 PG 48-50
Instrument DateJun 22, 2022
Instrument2022162907
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6406 21ST AVE W # W218, 6406, BRADENTON, FL 34209-7850

Transferred To (Grantee/Buyer)

NameVerified Name
Address652 SPRING LAKE DR, MELBOURNE, FL 32940-1959

Mortgage

Document Number0095472626
DateJun 30, 2022
Instrument9547/2626
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,320 (+2.7%)$540,990 (-2.6%)
2025$5,158.00 (+6.88%) Homeowner's exemption$389,800 (+10.32%)$555,420 (+2.59%)
2024$4,826.00 (+5.44%)
2023$4,577.00 (+35.86%) Homeowner's exemption$353,350 (+32.55%)$541,410 (+4.63%) Land $115,000 Building $426,410
2022$3,369.00 Homeowner's exemption$266,570$517,470 Land $130,000 Building $387,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 258 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims20 (1995–2026)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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