Brevard County property record for 649 Spring Lake Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,632 sqft · built 1987 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $698,000 (Aug 2025) |
| Tax Bill | $7,390 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Mar 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-14-NL-1-18 |
| Primary APN | 26-36-14-NL-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| Gross Area | 3,968 sqft |
| 1st Floor Area | 2,632 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 117 ft deep x 89 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 566 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 770 sqft |
| Deck Area | 1,050 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2603582 |
|---|---|
| Street Address | 649 SPRING LAKE DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SUNTREE P.U.D. STAGE 5 TRACT 55 LOT 18 BLK 1 |
| Legal Subdivision | SUNTREE P.U.D. STAGE 5 TRACT 55 |
| Legal Tract | 55 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 64128 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 8, 2022 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jan 14, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Mar 10, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2025 · Amount on Record |
| Deed Sale | Aug 13, 2025 · Amount on Record |
| Deed Document Number | 2025162267 |
| Deed Book / Page | 10406 / 1744 |
| Prior Transfer Date | Feb 10, 2022 |
| Prior Transfer Doc | 0000038230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0099410983 |
| Book / Page | 9941 / 983 |
| Map Reference | MB 32 PG 48 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023250212 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0094371452 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 9437/1452 |
| Instrument | 2022058082 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 688 Months |
| Due | Jul 26, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.85% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 14, 2022 |
| Property Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0093850507 |
| Book / Page | 9385 / 507 |
| Map Reference | MB 32 PG 48 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022010760 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 10, 2021 |
| Property Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
| Document Number | 0090452367 |
| Book / Page | 9045 / 2367 |
| Map Reference | MB 32 PG 48 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021060550 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 649 SPRING LAKE DR, 649, MELBOURNE, FL 32940-1957 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 649 SPRING LAKE DR, MELBOURNE, FL 32940-1957 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,510 (-2.14%) | $554,510 (-2.14%) | |
| 2025 | $7,390.00 (-4.67%) | $566,660 (+95.04%) | $566,660 (+0.04%) |
| 2024 | $7,752.00 (+103.14%) | ||
| 2023 | $3,816.00 (+5.71%) Homeowner's exemption Widower's exemption | $290,540 (+3%) | $566,450 (+5.51%) Land $126,500 Building $439,950 |
| 2022 | $3,610.00 Homeowner's exemption Widower's exemption | $282,080 | $536,890 Land $143,000 Building $393,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 20 (1995–2026) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures