652 Sands Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 652 Sands Rd, Big Pine Key, FL 33043 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,548 sqft · built 1970
Lot Size	0.352 acres (15,335 sqft)
Owner	Individual Name on File
Last Sale	$85,900 (Dec 2019)
Tax Bill	$3,241 (2024)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00286330-000000`

Property Details

APN / Parcel Number

Primary APN	`00286330-000000`
Alternative APNs	`24662900286330000000` `1358525`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Basement Area	825 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,335 sqft (0.352 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	664 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	293 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1358525
Street Address	652 SANDS RD
City	BIG PINE KEY
State	FL
Zip	33043-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34 AND N1/2 LT 33 WHISPERING PINES PLAT 3 PB4-59 BIG PINE KEY OR171-142/43 OR468-914/15 OR570-642 OR763-1584/85 OR764-1516/17 OR977-1874 OR996-1126/27 OR1045-528 OR1251-1004 OR2675-916 OR2998-2381
Legal Range	29E
Legal Township	66S
Legal Section	24
Legal Subdivision	WHISPERING PINES NO 3
Legal Lot Number	34,33
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1001
Census Tract	971401

Owner

Source: Monroe County records · APN 00286330-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	652 SANDS RD, BIG PINE KEY, FL 33043-4607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Mar 17, 2014 · Amount on Record
Deed Document Number	20192248287
Deed Book / Page	2998 / 2381
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	0029982381
Record Updated	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 13, 2019
Property Address	652 SANDS RD, BIG PINE KEY, FL 33043-4607
Document Number	0029982381
Book / Page	002998 / 002381
Instrument Date	Nov 18, 2019
Instrument	2248287
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$600.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 SANDS RD BIG PINE KEY FL 330434607, BIG PINE KEY, FL 33043-4607

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$401,397 (+5.99%)	$752,712 (+22%) Land $559,728 Building $192,984
2024	$3,241.00 (+5.74%)
2023	$3,065.00 (+3.06%) Senior Citizen's exemption	$378,724 (+3%)	$616,975 (+12.12%) Land $436,127 Building $180,848
2022	$2,974.00 Senior Citizen's exemption	$367,694	$550,276 Land $369,497 Building $180,779

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 369 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force 218 of 369 on primary residences
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Irma (Sep 2017), 167 claims Hurricane Wilma (Oct 2005), 76 claims Hurricane Georges (Sep 1998), 122 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.