562 Sands Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 562 Sands Rd, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 1984
Lot Size0.236 acres (10,283 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Jun 2020)
Tax Bill$5,957 (2024)
Deeds & MortgagesJun 2020 Sale & Mortgage
Mar 2017 Sale
Flood ZoneZone AE (high risk)
APN00286280-000000

Property Details

APN / Parcel Number

Primary APN00286280-000000
Alternative APNs
  • 24662900286280000000
  • 1358461

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area960 sqft
FlooringPlywood
Interior WallsWood

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,283 sqft (0.236 acres)
Lot Dimensions137 ft deep x 75 ft wide
View / LotCanal
Garage TypeCovered
Garage Area528 sqft

Exterior Amenities

PorchFlorida Room
Porch Area858 sqft
Deck AreaDeck Area
Patio Area192 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1358461
Street Address562 SANDS RD
CityBIG PINE KEY
StateFL
Zip33043-4608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 29 WHISPERING PINES PLAT3 PB4-59 BIG PINE KEY OR446-31 OR448-205 OR778-1838/39 OR780-12 OR781-1432/34 PROB79-4-CP-12 OR782-1540 OR784-1991/93 OR785-789 OR785-1540 OR790-1182 OR791-324 OR911-2396 OR1225-2053/54 OR1329-1022 OR1686-1133/34 OR1686-113
Legal Range29E
Legal Township66S
Legal Section24
Legal SubdivisionWHISPERING PINES NO 3
Legal Lot Number29
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1001
Census Tract971401

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address915 CREEK VIEW DR, AURORA, OH 44202-7101
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Warranty Deed, Transfer · Conventional Mortgage
2ND AVENUE OCEAN LLC
Mar 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleMar 14, 2017 · Amount on Record
Deed Document Number20202269197
Deed Book / Page3026 / 1704
Transfer Doc1695000026
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 15, 2020
Property Address562 SANDS RD, BIG PINE KEY, FL 33043-4608
Document Number0030261704
Book / Page003026 / 001704
Instrument DateJun 1, 2020
Instrument2269197
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address915 CREEK VIEW DR AURORA OH 442027101, AURORA, OH 44202-7101

Mortgage

Document Number30261706
DateJun 15, 2020
Book Page003026/001706
Instrument2269198
Lender
Name2ND AVENUE OCEAN LLC
AddressPO BOX 489, HAWTHORNE, FL 32640-0489
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJun 14, 2023
Interest
Rate6.5%

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 14, 2017
Property Address562 SANDS RD, BIG PINE KEY, FL 33043-4608
Document Number0028431464
Book / Page002843 / 001464
Instrument DateMar 13, 2017
Instrument2114146
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,493.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 489 HAWTHORNE FL 326400489, HAWTHORNE, FL 32640-0489

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$770,376 (+24.85%) Land $514,150 Building $256,226$770,376 (+24.85%) Land $514,150 Building $256,226
2024$5,957.00 (+10.77%)
2023$5,378.00 (+8.1%)$617,042 (+9.39%) Land $370,188 Building $246,854$617,042 (+9.39%) Land $370,188 Building $246,854
2022$4,975.00$564,055 Land $313,632 Building $250,423$564,055 Land $313,632 Building $250,423

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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