Lexington-Fayette Urban County property record for 652 Millpond Rd, Lexington, KY 40514
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,843 sqft · built 1997 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $113,950 (Aug 2018) |
| Tax Bill | $3,953 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Oct 2020 Mortgage + 1 more |
| APN | 19964860 |
| Primary APN | 19964860 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,843 sqft Living Area |
| Basement Area | 991 sqft |
| Finished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Width | 45 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 220 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 652 MILLPOND RD |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40514-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | K-092 WILLOW OAK UNIT 2-D SECT 2 LOT 55; BOOK: 3606 PAGE: 292 |
| Legal Subdivision | WILLOW OAK |
| Legal Lot Number | 55 |
| Legal Unit | 2-D |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 4210 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 652 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2018 | Deed of Trust, Mortgage RELIANCE FIRST CAPITAL LLC |
| Oct 22, 2020 | Deed of Trust, Mortgage GUARDIAN SAV BK FSB |
| Aug 14, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Aug 27, 2012 · Amount on Record |
| Deed Book / Page | 3606 / 292 |
| Transfer Doc | 003606/292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 652 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009032/505 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 9032/505 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 652 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009807/154 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 9807/154 |
| Name | GUARDIAN SAV BK FSB |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Aug 14, 2018 |
| Property Address | 652 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Document Number | 003606/292 |
| Book / Page | 3606 / 292 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,953.00 (+1.88%) | $313,800 (-) | $313,800 (-) |
| 2025 | $3,880.00 (+14.62%) | $313,800 (+14.61%) | $313,800 (+14.61%) |
| 2023 | $3,385.00 | $273,800 | $273,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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