Lexington-Fayette Urban County property record for 636 Millpond Rd, Lexington, KY 40514
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,843 sqft · built 1997 |
| Lot Size | 0.145 acres (6,312 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,000 (Jun 2026) |
| Tax Bill | $3,312 (2026) |
| Deeds & Mortgages | Sep 2014 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| APN | 19964820 |
| Primary APN | 19964820 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,843 sqft Living Area |
| Basement Area | 852 sqft |
| Finished Basement | 852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 6,312 sqft (0.145 acres) |
| Lot Width | 45 ft Width |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 636 MILLPOND RD |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40514-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | K-092 LOT 51; BOOK: 2004 PAGE: 178 |
| Legal Subdivision | WILLOW OAK UNIT 2-D SECTION 2 |
| Legal Lot Number | 51 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 4210 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 636 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 10, 2014 | Deed of Trust, Mortgage PNC MTG |
| Jun 11, 2026 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 11, 2026 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Deed Document Number | 2026136 |
| Deed Book / Page | 4198 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 636 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008137/368 |
|---|---|
| Date | Sep 10, 2014 |
| Book Page | 8137/368 |
| Name | PNC MTG |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 636 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Document Number | 0000000136 |
| Book / Page | 4198 / 317 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026136 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | BEST TITLE AGENCY, BESTITLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,329.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 636 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Document Number | 0000000137, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20260611137 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 636 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Document Number | DB4198/317 |
| Book / Page | 4198 / 317 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 2026136 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | TITLE AGENCY, BESTITLE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,329.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 636 MILLPOND RD, LEXINGTON, KY 40514-1719 |
| Document Number | 0000000137, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20260611137 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,312.00 (+1.88%) | $262,900 (-) | $262,900 (-) |
| 2025 | $3,251.00 (+5.01%) | $262,900 (+4.99%) | $262,900 (+4.99%) |
| 2023 | $3,096.00 | $250,400 | $250,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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