Greenwich Town property record for 652 Lake Ave, Greenwich, CT 06830
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,237 sqft · built 1914 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,731,000 (Aug 2018) |
| Tax Bill | $25,571 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2024 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1421 |
| Primary APN | 10-1421 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 4,237 sqft Living Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Lot Area | 88,862 sqft (2.04 acres) |
| Greenhouse | Greenhouse |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 202/016 |
|---|---|
| Street Address | 652 LAKE AVE |
| City | GREENWICH |
| State | CT |
| Zip | 06830-3854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2 |
| Legal Block | 1421 |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10201 |
652 Lake Ave is owned and occupied by two individuals who bought it in August 2018.
Source: Greenwich Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| May 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance GUILFORD SAVINGS BANK |
| Nov 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVING & LOAN ASSOC |
| Sep 2, 2021 | Deed of Trust, Mortgage · ARM QUICKEN LOANS INC |
| May 14, 2019 | Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA |
| Apr 27, 2020 | Deed of Trust, Mortgage · ARM CITIBANK NA |
| Aug 16, 2018 | Warranty Deed, Transfer JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on File |
| Deed Sale | Aug 16, 2018 · Amount on File |
| Prior Sale | Nov 9, 1998 · Amount on File |
| Deed Document Number | 20186536 |
| Deed Book / Page | 7421 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Jun 5, 2026 |
| Property Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Document Number | 0008573-83 |
| Book / Page | 8573 / 83 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20263441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003441, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 8573/83 |
| Instrument | 20263441 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0008319-15 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 8319/15 |
| Instrument | 2113 |
| Name | GUILFORD SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 8010-19 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 8010/19 |
| Instrument | 12810 |
| Name | THIRD FEDERAL SAVING & LOAN ASSOC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7967-320 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 7967/320 |
| Instrument | 10304 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.63% |
| Type Change Date | Sep 1, 2031 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7506-1 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 7506/1 |
| Instrument | 2971 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7654-73 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 7654/73 |
| Instrument | 3038 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENWICH CT |
| Recording Date | Aug 16, 2018 |
| Property Address | 652 LAKE AVE, GREENWICH, CT 06830-3854 |
| Document Number | 7421-44 |
| Book / Page | 7421 / 44 |
| Instrument | 6536 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.41 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 74210049 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 07421/0049 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Max Rate At Change | 90.1% |
|---|
The 2026 property tax bill for 652 Lake Ave was $25,571, up 10.5% from the year before.
Source: Greenwich Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,571.00 (+10.49%) | $2,525,530 (+31.39%) Land $1,624,140 Building $901,390 | $4,957,698 (+268.45%) |
| 2025 | $23,143.00 | $1,922,200 Land $1,299,410 Building $622,790 | $1,345,540 Land $909,587 Building $435,953 |
| 2024 | $23,143.00 (+5.7%) | ||
| 2023 | $21,894.00 (+0.98%) | $1,922,200 (-) Land $1,299,410 Building $622,790 | |
| 2022 | $21,682.00 | $1,922,200 Land $1,299,410 Building $622,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 652 Lake Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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