642 Lake Ave, Greenwich, CT 06830 Property Records

Greenwich Town property record for 642 Lake Ave, Greenwich, CT 06830

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 6,622 sqft · built 1972
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Last Sale	$2,342,000 (Jan 2021)
Tax Bill	$30,263 (2026)
Deeds & Mortgages	Sep 2023 Refinance Jan 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-3021`

Property Details

APN / Parcel Number

Primary APN	`10-3021`
Alternative APNs	`GREE M:10 B:3021` `202/012`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	6,622 sqft Living Area
Attic	Attic
Attic Area	925 sqft
Basement Area	5,697 sqft
Unfinished Basement	5,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	202/012
Street Address	642 LAKE AVE
City	GREENWICH
State	CT
Zip	06830-3854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Block	3021
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1001
Census Tract	10201

Owner

642 Lake Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Greenwich Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	642 LAKE AVE, GREENWICH, CT 06830-3854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jan 8, 2021	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Nov 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	May 28, 1998 · Amount on File
Deed Document Number	2021234
Deed Book / Page	7806 / 16
Transfer Doc	7451-156
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	642 LAKE AVE, GREENWICH, CT 06830-3854
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008259-331
Date	Sep 19, 2023
Book Page	8259/331
Instrument	5587

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	642 LAKE AVE, GREENWICH, CT 06830-3854
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008043-291
Date	Jan 12, 2022
Book Page	8043/291
Instrument	381

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENWICH CT
Recording Date	Jan 8, 2021
Property Address	642 LAKE AVE, GREENWICH, CT 06830-3854
Document Number	7806-16
Book / Page	7806 / 16
Instrument Date	Jan 5, 2021
Instrument	234
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	642 LAKE AVE, GREENWICH, CT 06830-3854

Mortgage

Document Number	235
Date	Jan 8, 2021
Instrument	235

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Nov 19, 2018
Property Address	642 LAKE AVE, GREENWICH, CT 06830-3854
Document Number	7451-156
Book / Page	007451 / 000156
Instrument Date	Oct 16, 2018
Instrument	8698
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	44 COCOANUT ROW #A301 PALM BEACH FL 334804069, A301, PALM BEACH, FL 33480-4069

Tax Assessment & Valuation

The 2026 property tax bill for 642 Lake Ave was $30,263, up 13.6% from the year before.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$30,263.00 (+13.63%)	$2,988,930 (+35.11%) Land $1,613,220 Building $1,375,710	$4,552,068 (+193.97%)
2025	$26,634.00	$2,212,140 Land $1,290,590 Building $921,550	$1,548,498 Land $903,413 Building $645,085
2024	$26,634.00 (+5.71%)
2023	$25,196.00 (+10.07%)	$2,212,140 (+9.01%) Land $1,290,590 Building $921,550
2022	$22,890.00	$2,029,230 Land $1,290,590 Building $738,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 642 Lake Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Lake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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