652 Independence Ave, Lincoln, CA 95648 Property Records

Placer County property record for 652 Independence Ave, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,969 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$489,000 (Mar 2023)
Tax Bill	$9,110 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-390-054-000`

Property Details

APN / Parcel Number

Primary APN	`009-390-054-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,969 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	652 INDEPENDENCE AVE
City	LINCOLN
State	CA
Zip	95648-8496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 INDEPENDENCE AT LINCOLN UNIT 3 MOR FF-27
Legal Lot Number	54
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2002
Census Tract	23900

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	652 INDEPENDENCE AVE, LINCOLN, CA 95648-8496
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD
Aug 10, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
May 19, 2021	Grant Deed, Construction Loan · Commercial Mortgage D R HORTON CA2 INC
May 19, 2021	Grant Deed, Construction Loan FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	202310512
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 6, 2023
Property Address	652 INDEPENDENCE AVE, LINCOLN, CA 95648-8496
Document Number	0000010512
Map Reference	MB FF PG 27
Instrument Date	Mar 2, 2023
Instrument	2023-0010512
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 INDEPENDENCE AVE, LINCOLN, CA 95648-8496

Mortgage

Document Number	0000010513
Date	Mar 6, 2023
Instrument	2023-0010513

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 10, 2022
Property Address	652 INDEPENDENCE AVE, LINCOLN, CA 95648-8496
Document Number	0000063361
Map Reference	MB FF PG27
Instrument Date	Jul 29, 2022
Instrument	2022-0063361
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208

May 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 19, 2021
Property Address	652 INDEPENDENCE AVE, LINCOLN, CA 95648-8496
Document Number	0000067412
Map Reference	MB FF PG 27
Instrument Date	May 3, 2021
Instrument	2021-0067412
Transaction Type	Construction Loan
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLDV #110 # 110, 110, ROSEVILLE, CA 95661-4208

Mortgage

Document Number	0000067417
Date	May 19, 2021
Instrument	2021-0067417

Lender

Name	D R HORTON CA2 INC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 19, 2021
Property Address	652 INDEPENDENCE AVE, LINCOLN, CA 95648-8496
Document Number	0000067411
Map Reference	MB FF PG 27
Instrument Date	May 3, 2021
Instrument	2021-0067411
Transaction Type	Construction Loan
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,722 (+2%) Land $169,793 Building $348,929
2025	$9,110.00 (+46.56%)	$508,552 (+104.61%) Land $166,464 Building $342,088
2023	$6,216.00 (+35.51%)	$248,542 Land $106,542 Building $142,000
2022	$4,587.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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