628 Independence Ave, Lincoln, CA 95648 Property Records

Placer County property record for 628 Independence Ave, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,318 sqft · built 2021
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2023)
Tax Bill	$9,443 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-390-056-000`

Property Details

APN / Parcel Number

Primary APN	`009-390-056-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,318 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	628 INDEPENDENCE AVE
City	LINCOLN
State	CA
Zip	95648-8496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 INDEPENDENCE AT LINCOLN UNIT 3 MOR FF-27
Legal Lot Number	56
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2002
Census Tract	23900

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2061 CAMINO VERDERA, LINCOLN, CA 95648-7955
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
May 19, 2021	Grant Deed, Construction Loan · Commercial Mortgage LEWIS LAND DEVELOPERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	May 19, 2021 · Amount on Record
Deed Document Number	202342510
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 11, 2023
Property Address	628 INDEPENDENCE AVE, LINCOLN, CA 95648-8496
Document Number	0000042510
Map Reference	MB FF PG 27
Instrument Date	Jun 29, 2023
Instrument	2023-0042510
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2061 CAMINO VERDERA, LINCOLN, CA 95648-7955

May 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 19, 2021
Property Address	628 INDEPENDENCE AVE, LINCOLN, CA 95648-8496
Document Number	0000067411
Map Reference	MB FF PG 27
Instrument Date	May 3, 2021
Instrument	2021-0067411
Transaction Type	Construction Loan
Record Updated	Sep 1, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208

Mortgage

Document Number	0000067414
Date	May 19, 2021
Instrument	2021-0067414

Lender

Name	LEWIS LAND DEVELOPERS LLC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95826

Agreement

Type	Commercial Mortgage

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,412 (+2%) Land $166,464 Building $384,948
2025	$9,443.00 (+22.62%)	$540,600 (+38.98%) Land $163,200 Building $377,400
2023	$7,701.00 (+2.65%)	$388,981 Land $111,541 Building $277,440
2022	$7,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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