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652 Clark St, Niles, MI 49120 Property Records

Berrien County property record for 652 Clark St, Niles, MI 49120 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,040 sqft Living Area
Lot Size14,680 sqft (0.337 acres)
OccupancyOwner Occupied
Last Sale$147,000 (2023)
Tax Bill$1,748.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-5270-0024-00-5
Alternative APN
  • 11-14-5270-0024-00-5

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,040 sqft Living Area
1st Floor2,040 sqft 1st Floor

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleModular Style
Lot Area14,680 sqft (0.337 acres)
Depth X Width210 ft x 70 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address652 CLARK ST
CityNILES
StateMI
Zip49120-1122
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 24, NORTH NILES.
Legal SubdivisionNORTH NILES
Legal Lot Number24
Legal Unit24
JurisdictionBERRIEN MI
Minor Civil DivisionNILES
Census Blockgroup1
Census Block1000
Census Tract20500

Owner

Source: Berrien County records · APN 14-5270-0024-00-5

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address652 CLARK ST, NILES, MI 49120-1122
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL COMPANY LP
May 15, 2023Warranty Deed, Transfer
ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC
Jul 01, 2022Land Contract, Transfer
Feb 13, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2023 · Amount on Record
Deed SaleMay 16, 2023 · Amount on Record
Prior SaleMay 15, 2023 · Amount on Record
Deed Doc Number2023380641
Deed Book / Page3403 / 4399
Prior Transfer DateSep 23, 2015
Prior Transfer Doc03116/0836
Record RefreshedSep 20, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 16, 2023
Property Address652 CLARK ST, NILES, MI 49120-1122
Document Number03403/4399
Book / Page3403 / 4399
Map ReferenceLB 7 PG 68
Instrument DateMay 12, 2023
Instrument2023380641
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 09, 2023
Title CompanySTAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,102.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address427 N 6TH ST, GRAND HAVEN, MI 49417-1019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3455 BAY POINTE DR, ELKHART, IN 46514-6755

Mortgage

Document Number2023380642
DateMay 16, 2023
Instrument2023380642
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Mortgage

Document Number03403/4422
DateMay 16, 2023
Book Page3403/4422
Instrument2023380643
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateMay 15, 2023
Property Address652 CLARK ST, NILES, MI 49120-1122
Document Number03403/4143
Book / Page3403 / 4143
Map ReferenceLB 7 PG 68
Instrument DateMay 11, 2023
Instrument2023380573
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 937, SOUTH HAVEN, MI 49090-0937

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 N 6TH ST, GRAND HAVEN, MI 49417-1019
InvestorPossibly a Property Investor

July 2022: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBERRIEN MI
Recording DateJul 01, 2022
Property Address652 CLARK ST, NILES, MI 49120-1122
Document Number03378/2924
Book / Page3378 / 2924
Map ReferenceLB 07 PG 68
Instrument DateJun 29, 2022
Instrument2022356838
Transaction TypeTransfer
Record UpdatedNov 09, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 937, SOUTH HAVEN, MI 49090-0937

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 N 6TH ST, GRAND HAVEN, MI 49417-1019
InvestorPossibly a Property Investor

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERRIEN MI
Recording DateFeb 13, 2017
Property Address652 CLARK ST, NILES, MI 49120-1122
Document Number03163/0712
Book / Page3163 / 0712
Map ReferenceLB7 PG68
Instrument DateFeb 07, 2017
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8200 JONES BRANCH DR, MCLEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

NameVerified Name
Address09678 62ND ST, SOUTH HAVEN, MI 49090-9116
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$89,700 (+23.72%)$179,400 (+23.72%)
2025$1,748.00 (+6.91%)
2023$72,500$145,000
2022$1,635.00

Flood & Wildfire

652 Clark St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 12th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

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