649 Clark St, Niles, MI 49120 Property Records

Berrien County property record for 649 Clark St, Niles, MI 49120 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage1,172 sqft Living Area
Lot Size14,680 sqft (0.337 acres)
OccupancyOwner Occupied
Last Sale$81,500 (2000)
Tax Bill$1,102.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-5270-0046-00-9
Alternative APN
  • 11-14-5270-0046-00-9

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,172 sqft Living Area
1st Floor1,172 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRaised Ranch Style
Lot Area14,680 sqft (0.337 acres)
Depth X Width210 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address649 CLARK ST
CityNILES
StateMI
Zip49120-1121
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 46 NORTH NILES
Legal SubdivisionNORTH NILES SUB
Legal Lot Number46
Legal Unit46
JurisdictionBERRIEN MI
Minor Civil DivisionNILES
Census Blockgroup1
Census Block1000
Census Tract20500

Owner

Source: Berrien County records · APN 14-5270-0046-00-9

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address649 CLARK ST, NILES, MI 49120-1121
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · Line of Credit
TEACHERS CU
Jun 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
TEACHERS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 2000 · Amount on Record
Deed SaleMay 30, 2000 · Amount on Record
Prior SaleSep 19, 1989 · Amount on Record
Deed Book / Page2057 / 199
Record RefreshedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address649 CLARK ST, NILES, MI 49120-1121
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03254/3234
DateOct 31, 2019
Book Page3254/3234
Lender
NameTEACHERS CU
TypeCredit Union
AddressSOUTH BEND, IN 46601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term156 Months
DueOct 24, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address649 CLARK ST, NILES, MI 49120-1121
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 CLARK ST, NILES, MI 49120-1121

Mortgage

Document Number003376/943
DateJun 06, 2022
Book Page3376/943
Instrument2022354587
Lender
NameTEACHERS FCU
TypeCredit Union
AddressSOUTH BEND, IN 46601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2042

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNiles Township
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$78,900 (+80.55%)$157,800 (+80.55%)
2025$1,102.00 (+13.96%)
2023$43,700$87,400
2022$967.00

Flood & Wildfire

649 Clark St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Berrien County (26021C), updated September 10, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
5th percentile of exposed land nationally · 12th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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