652 Central Ave, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 652 Central Ave, Dover, NH 03820

Property Summary

Property Type	Commercial
Details	built 1920
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$850,000 (Jul 2020)
Tax Bill	$25,307 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:30135 B:L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:30135 B:L`

Interior

Units	12 Units

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Parking Spaces	18 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	652 CENTRAL AVE
City	DOVER
State	NH
Zip	03820-6412
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	G
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2002
Census Tract	81500

Owner

Source: Strafford County and Dover City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1201, PORTSMOUTH, NH 03802-1201
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Line of Credit SUGAR RIVER BK
Jul 31, 2020	Warranty Deed, Transfer · Line of Credit SUGAR RIVER BK
Oct 4, 2018	Deed of Trust, Mortgage SPELTZ DAVID E 1994 TRU (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	2020200012193
Deed Book / Page	4788 / 1010
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	652 CENTRAL AVE, DOVER, NH 03820-6412
Document Number	0047881013
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 PINE ST NEWPORT NH 037732008, NEWPORT, NH 03773-2008

Mortgage

Document Number	0047881013
Date	Jul 31, 2020
Book Page	004788/001013
Instrument	12194

Lender

Name	SUGAR RIVER BK
Type	Bank
Address	NEWPORT, NH 03773

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2045

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Jul 31, 2020
Property Address	652 CENTRAL AVE, DOVER, NH 03820-6412
Document Number	0047881010
Book / Page	004788 / 001010
Instrument Date	Jul 30, 2020
Instrument	12193
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21 PINE ST NEWPORT NH 037732008, NEWPORT, NH 03773-2008

Mortgage

Document Number	47881013
Date	Jul 31, 2020
Book Page	004788/001013
Instrument	12194

Lender

Name	SUGAR RIVER BK
Type	Bank
Address	NEWPORT, NH 03773

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 30, 2045

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	652 CENTRAL AVE, DOVER, NH 03820-6412
Document Number	0046060318
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36 GERRISH DR NOTTINGHAM NH 032905302, NOTTINGHAM, NH 03290-5302

Mortgage

Document Number	0046060318
Date	Oct 4, 2018
Book Page	004606/000318
Instrument	14367

Lender

Name	SPELTZ DAVID E 1994 TRU (PT)
Address	579 SAGAMORE AVE # 108, PORTSMOUTH, NH 03801-5573

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2028

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$25,307.00 (+8.95%)	$1,285,900 (+0.59%) Land $335,500 Building $950,400
2024	$23,229.00 (-2.68%)	$1,278,400 (+0.16%) Land $335,500 Building $942,900
2023	$23,869.00 (+25.19%)	$1,276,400 (+32.82%) Land $335,500 Building $940,900
2022	$19,066.00	$961,000 Land $268,400 Building $692,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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