648 Central Ave, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 648 Central Ave, Dover, NH 03820 · Last verified May 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	built 1875
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Dec 2024)
Tax Bill	$15,705 (2025)
Deeds & Mortgages	Apr 2023 Refinance Dec 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:30134 B:L`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:30134 B:L`

Interior

Units	5 Units

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	648 CENTRAL AVE
City	DOVER
State	NH
Zip	03820-3473
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2002
Census Tract	81500

Owner

Source: Strafford County and Dover City records · APN DOVR M:30134 B:L

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	648 CENTRAL AVE, DOVER, NH 03820-3473
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEWBURYPORT FIVE CENTS SAVINGS BANK
Dec 19, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage WASHINGTON SAVINGS BANK
Apr 26, 2022	Warranty Deed, Transfer
Nov 01, 2018	Deed of Trust, Mortgage · Line of Credit OPTIMA BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2024 · Amount on Record
Deed Sale	Dec 19, 2024 · Amount on Record
Prior Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	2024240015752
Deed Book / Page	5233 / 1012
Prior Transfer Date	Apr 21, 2022
Prior Transfer Doc	0000006366
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	648 CENTRAL AVE, DOVER, NH 03820-3473
Transaction Type	Mortgage
Record Updated	Apr 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005106-571
Date	Apr 21, 2023
Book Page	5106/571
Instrument	230004517

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Dec 19, 2024
Property Address	648 CENTRAL AVE, DOVER, NH 03820-3473
Document Number	05233-1012
Book / Page	5233 / 1012
Instrument Date	Dec 18, 2024
Instrument	240015752
Transaction Type	Transfer
Record Updated	Apr 09, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 WESTFORD ST # G1B, G1B, LOWELL, MA 01851-5225

Mortgage

Document Number	0240015753
Date	Dec 19, 2024
Instrument	240015753

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Apr 26, 2022
Property Address	648 CENTRAL AVE, DOVER, NH 03820-3473
Document Number	005027-318
Book / Page	5027 / 318
Instrument Date	Apr 21, 2022
Instrument	220006366
Transaction Type	Transfer
Record Updated	Apr 09, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 396, CHESTER, NH 03036-0396

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	648 CENTRAL AVE, DOVER, NH 03820-3473
Document Number	0046130534
Instrument Date	Nov 01, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	648 CENTRAL AVE DOVER NH 038203473, DOVER, NH 03820-3473

Mortgage

Document Number	0046130534
Date	Nov 02, 2018
Book Page	004613/000534
Instrument	15886

Lender

Name	OPTIMA BK&TR
Type	Bank
Address	PORTSMOUTH, NH 03801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Strafford County and Dover City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$15,705.00 (+22.49%)	$798,000 (+13.1%) Land $180,600 Building $617,400
2024	$12,821.00 (-2.83%)	$705,600 (-) Land $180,600 Building $525,000
2023	$13,195.00 (+10.57%)	$705,600 (+17.31%) Land $137,600 Building $568,000
2022	$11,934.00	$601,500 Land $137,600 Building $463,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Strafford County (33017C), updated April 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 483 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Cogeco Cable Holdings II	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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