Sherburne County property record for 6519 47th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 648 sqft · built 1983 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Jun 2026) |
| Tax Bill | $3,314 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 25-025-2200 |
| Primary APN | 25-025-2200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 648 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Mixed |
| Garage Area | 1,536 sqft |
| Driveway | Driveway |
| Porch | Porch |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 144 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 16950 |
|---|---|
| Street Address | 6519 47TH ST SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | W 1-2 OF W 1-2 OF NW 1-4 OF NW 1-4 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 25 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 30301 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6519 47TH ST SE, SAINT CLOUD, MN 56304-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK |
| Dec 18, 2019 | Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Nov 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Deed Document Number | 2026999390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 24, 2026 |
| Property Address | 6519 47TH ST SE, SAINT CLOUD, MN 56304-9727 |
| Document Number | 0000999390 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026999390 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | HOME TOWN TITLE LLC, HOME TOWN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114,988.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6519 47TH ST SE, SAINT CLOUD, MN 56304-9727 |
| Document Number | 0000999390, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 2026999390 |
| Name | DEERWOOD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6519 47TH ST SE, SAINT CLOUD, MN 56304-9727 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000883966 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 883966 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 952 Months |
| Due | Apr 3, 2099 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 6519 47TH ST SE, SAINT CLOUD, MN 56304-9727 |
| Document Number | 0000883967 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6519 47TH ST SE ST CLOUD MN 563049727, ST CLOUD, MN 56304-9727 |
| Document Number | 0000883967 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 883967 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Dec 17, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.08% |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,300 (+2.78%) Land $193,600 Building $223,700 | $417,300 (+2.78%) Land $193,600 Building $223,700 | |
| 2025 | $3,314.00 (+14.51%) | $406,000 (+6.06%) Land $182,900 Building $223,100 | $406,000 (+6.06%) Land $182,900 Building $223,100 |
| 2023 | $2,894.00 | $382,800 Land $165,600 Building $217,200 | |
| 2021 | $382,800 Land $165,600 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 45 / 3 |
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