6471 47th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 6471 47th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,060 sqft · built 1988
Lot Size	7.74 acres (337,154 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-026-1113`

Property Details

APN / Parcel Number

Primary APN	`25-026-1113`
Alternative APNs	`25-00026-1113` `16960`

Interior

Bedrooms	3 Beds
Stories	4 Stories
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	25 sqft
Finished Basement	25 sqft
Unfinished Basement	25 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	337,154 sqft (7.74 acres)
Garage Type	Attached
Garage Area	626 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	533 sqft
Deck Area	100 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6471 47TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	THAT PART OF THE NE 1/4 OF NE 1/4 DESC AS FOLL: BEG AT A POINT ON THE E LINE OF NE 1/4 OF NE 1/4 THAT IS 345 FT SLY OF THE NE
Legal Range	30W
Legal Township	35N
Legal Section	26
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1037
Census Tract	30301

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6471 47TH ST SE, SAINT CLOUD, MN 56304-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 1, 2012
Transfer Doc	0000744118
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	6471 47TH ST SE, SAINT CLOUD, MN 56304-9632
Document Number	0000844205
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6471 47TH ST SE ST CLOUD MN 563049632, ST CLOUD, MN 56304-9632

Mortgage

Document Number	0000844205
Date	Aug 29, 2017
Instrument	844205

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,700 (-1.33%) Building $29,700	$29,700 (-1.33%) Building $29,700
2025	$3,850.00 (+10.95%)	$30,100 (-19.95%) Building $30,100	$30,100 (-19.95%) Building $30,100
2023	$3,470.00	$37,600 Land $7,000 Building $30,600
2021			$37,600 Land $7,000 Building $30,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3