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65189 Lagoon Forest Dr, Yulee, FL 32097 Property Records

Nassau County property record for 65189 Lagoon Forest Dr, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,705 sqft · built 2022
Lot Size0.171 acres (7,455 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Mar 2024)
Tax Bill$1,291 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-2N-26-1832-0429-0000

Property Details

APN / Parcel Number

Primary APN13-2N-26-1832-0429-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,705 sqft Living Area
Gross Area2,105 sqft
1st Floor Area1,705 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialSteel/Stucco
Construction TypeWood
Roof TypeGable/Hip
Lot Area7,455 sqft (0.171 acres)
Garage TypeAttached
Garage Area400 sqft
PorchSlab
Porch Area20 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address65189 LAGOON FOREST DR
CityYULEE
StateFL
Zip32097-0669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 429 RIVER GLEN PHASE 2 OR 2452/929
Legal Range26E
Legal Township02N
Legal Section13
Legal SubdivisionRIVER GLEN
Legal Phase2
Legal Lot Number429
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2025
Census Tract50307

Owner

Source: Nassau County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65189 LAGOON FOREST DR, YULEE, FL 32097-0669
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 9, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
RBC BANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2024 · Amount on Record
Deed SaleMar 18, 2024 · Amount on Record
Prior SaleSep 9, 2022 · Amount on Record
Deed Document Number20247336
Deed Book / Page2700 / 953
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMar 18, 2024
Property Address65189 LAGOON FOREST DR, YULEE, FL 32097-0669
Document Number0027000953
Book / Page2700 / 953
Map ReferenceMB 2452 PGS 929 THOU
Instrument DateMar 11, 2024
Instrument202445007336
Transaction TypeTransfer
Record UpdatedApr 18, 2024
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address411 FAIRWAY, GARDENS NEWMARKET ON L3X2B

Transferred To (Grantee/Buyer)

NameVerified Name
Address65189 LAGOON FOREST DR, YULEE, FL 32097-0669

Mortgage

Document Number202445007337
DateMar 18, 2024
Instrument202445007337
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0027000955
DateMar 18, 2024
Book Page2700/955
Instrument202445007337
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Address3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionNASSAU FL
Recording DateSep 9, 2022
Property Address65189 LAGOON FOREST DR, YULEE, FL 32097-0669
Document Number0025891510
Book / Page2589 / 1510
Map ReferenceMB 2452 PG 929-932
Instrument DateSep 8, 2022
Instrument202245031318
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 29, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,181.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address65189 LAGOON FOREST DR, YULEE, FL 32097-0669
InvestorPossibly a Property Investor

Mortgage

Document Number0025891511
DateSep 9, 2022
Instrument2589/1511
Lender
NameRBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateOct 1, 2025
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.75%
IndexOther
Margin3
Max Rate9.75%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,291.00 (-81.27%)$124,467 (-49.59%)$266,154 (+7.8%) Land $55,000 Building $211,154
2023$6,893.00 (+93.41%)$246,896 (+348.9%) Land $55,000 Building $191,896$246,896 (+348.9%) Land $55,000 Building $191,896
2022$3,564.00$55,000 Land $55,000$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 142 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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