6517 Cartera Ct, Elk Grove, CA 95758 Property Records

Sacramento County property record for 6517 Cartera Ct, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 1988
Lot Size	0.18 acres (7,834 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-0730-044-0000`

Property Details

APN / Parcel Number

Primary APN	`119-0730-044-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
1st Floor Area	1,651 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	7,834 sqft (0.18 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6517 CARTERA CT
City	ELK GROVE
State	CA
Zip	95758-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAGUNA CREEK WEST 05B, LOT 176
Legal Subdivision	LAGUNA CREEK WEST 05B
Legal Lot Number	176
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	9616

Owner

6517 Cartera Ct is owner-occupied and held in a trust since October 2023.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6517 CARTERA CT, ELK GROVE, CA 95758-4818
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Intrafamily Transfer, Transfer
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2023
Transfer Doc	2023000405
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 7, 2023
Property Address	6517 CARTERA CT, ELK GROVE, CA 95758-4818
Document Number	0000000405
Map Reference	MB 178 MAP 20
Instrument Date	Oct 31, 2023
Instrument	202311070405
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6517 CARTERA CT, ELK GROVE, CA 95758-4818

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6517 CARTERA CT, ELK GROVE, CA 95758-4818
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6517 CARTERA CT, ELK GROVE, CA 95758-4818

Mortgage

Document Number	2021092700253
Date	Sep 27, 2021
Instrument	2021092700253

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6517 CARTERA CT, ELK GROVE, CA 95758-4818
Document Number	1908120225
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6517 CARTERA CT ELK GROVE CA 957584818, ELK GROVE, CA 95758-4818

Mortgage

Document Number	1908120225
Date	Aug 12, 2019
Instrument	1908120225

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6517 Cartera Ct was $2,601 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$213,291 (+2%) Land $66,976 Building $146,315
2025	$2,601.00 (+1.01%) Homeowner's exemption	$209,110 Land $65,663 Building $143,447
2024	$2,575.00 (+2.67%)
2023	$2,508.00 (+2.28%) Homeowner's exemption	$200,992 Land $63,114 Building $137,878
2022	$2,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6517 Cartera Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6517 Cartera Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 862 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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