6513 Cartera Ct, Elk Grove, CA 95758 Property Records

Sacramento County property record for 6513 Cartera Ct, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,801 sqft · built 1989
Lot Size	0.156 acres (6,788 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Aug 2004)
Tax Bill	$6,972 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-0730-045-0000`

Property Details

APN / Parcel Number

Primary APN	`119-0730-045-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	6,788 sqft (0.156 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6513 CARTERA CT
City	ELK GROVE
State	CA
Zip	95758-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAGUNA CREEK WEST 05B, LOT 177
Legal Subdivision	LAGUNA CREEK WEST 05B
Legal Lot Number	177
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	9616

Owner

6513 Cartera Ct is owned and occupied by two individuals who bought it in August 2004.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6513 CARTERA CT, ELK GROVE, CA 95758-4818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Aug 24, 2021	Deed of Trust, Mortgage · FHA Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2004 · Amount on File
Deed Sale	Aug 19, 2004 · Amount on File
Deed Book / Page	20040819 / 2178
Prior Transfer Date	Mar 28, 1995
Prior Transfer Doc	9504000222
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6513 CARTERA CT, ELK GROVE, CA 95758-4818
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6513 CARTERA CT, ELK GROVE, CA 95758-4818

Mortgage

Document Number	0000000633
Date	Jun 30, 2022
Instrument	2022063000633

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6513 CARTERA CT, ELK GROVE, CA 95758-4818
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6513 CARTERA CT, ELK GROVE, CA 95758-4818

Mortgage

Document Number	2021082401533
Date	Aug 24, 2021
Instrument	2021082401533

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6513 Cartera Ct was $6,972 with a homeowner's exemption, up 21% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$511,826 (+2%) Land $127,951 Building $383,875
2025	$6,972.00 (+21.04%) Homeowner's exemption	$501,792 Land $125,443 Building $376,349
2024	$5,760.00 (+5.4%)
2023	$5,465.00 (+2.04%) Homeowner's exemption	$482,309 Land $120,573 Building $361,736
2022	$5,356.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6513 Cartera Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6513 Cartera Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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