6516 Graf Dr, Cincinnati, OH 45230 Property Records

Hamilton County property record for 6516 Graf Dr, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1950
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on Record
Last Sale	$70,200 (Jul 2017)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-0001-0123-00`

Property Details

APN / Parcel Number

Primary APN	`001-0001-0123-00`
Alternative APN	`0043020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	101 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	153 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6516 GRAF DR
City	CINCINNATI
State	OH
Zip	45230-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	GRAF DR 52.27 X 101.24 IRR
Legal Subdivision	RAINBOW HILL
Legal Lot Number	42
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	4604

Owner

Source: Hamilton County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6516 GRAF DR, CINCINNATI, OH 45230-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL
Aug 5, 2025	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Sep 5, 2003 · Amount on Record
Deed Document Number	201766778
Prior Transfer Date	Jul 14, 2017
Prior Transfer Doc	0000067045
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 11, 2026
Property Address	6516 GRAF DR, CINCINNATI, OH 45230-1418
Document Number	0000065317
Book / Page	15726 / 76
Instrument Date	Aug 5, 2026
Instrument	202665317
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6516 GRAF DR, CINCINNATI, OH 45230-1418

Mortgage

Document Number	0000065317,
Date	Aug 11, 2026
Book Page	15726/76
Instrument	202665317

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6516 GRAF DR, CINCINNATI, OH 45230-1418
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6516 GRAF DR, CINCINNATI, OH 45230-1418

Mortgage

Document Number	0000058492
Date	Aug 5, 2025
Book Page	15472/116
Instrument	2025-0058492

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Oct 1, 2045

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 25, 2017
Property Address	6516 GRAF DR, CINCINNATI, OH 45230-1418
Document Number	0000006778
Instrument Date	Jul 14, 2017
Instrument	17-0066778
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6516 GRAF DR, CINCINNATI, OH 45230-1418

Mortgage

Document Number	0000006779
Date	Jul 25, 2017
Instrument	17-0066779

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (+2.38%) Homeowner's exemption	$34,189 (+0.01%) Land $8,733 Building $25,456	$97,680 (-) Land $24,950 Building $72,730
2024	$1,555.00 (-4.95%) Homeowner's exemption	$34,187 (-) Land $8,732 Building $25,455
2023	$1,636.00 (+38.06%) Homeowner's exemption	$34,187 (+39.14%) Land $8,732 Building $25,455	$97,680 (+39.15%) Land $24,950 Building $72,730
2022	$1,185.00 Homeowner's exemption	$24,571 Land $6,192 Building $18,379
2020			$70,200 Land $17,690 Building $52,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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