6515 Almost There Ct, Owings, MD 20736 Property Records

Calvert County property record for 6515 Almost There Ct, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,163 sqft · built 2015
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Dec 2014)
Tax Bill	$6,637 (2023)
Deeds & Mortgages	Sep 2019 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-252505`

Property Details

APN / Parcel Number

Primary APN	`02-252505`
Alternative APN	`252505`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,163 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Built-in
Garage Area	962 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252505
Street Address	6515 ALMOST THERE CT
City	OWINGS
State	MD
Zip	20736-4264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 32R COTNER PROP
Legal Subdivision	COTNER PROP
Legal Lot Number	32R
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	860200

Owner

6515 Almost There Ct is owned and occupied by two individuals who bought it in December 2014.

Source: Calvert County records, as of September 18, 2023

Owner of Record	2 Individual Names on File
Mailing Address	6515 ALMOST THERE CT, OWINGS, MD 20736-4264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Line of Credit SONABANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2014 · Amount on File
Deed Sale	Dec 17, 2014 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	151254
Deed Book / Page	4487 / 124
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6515 ALMOST THERE CT, OWINGS, MD 20736-4264
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054270481
Date	Sep 5, 2019
Book Page	5427/481

Lender

Name	SONABANK
Type	Bank
Address	UPPER MARLBORO, MD 20772

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6515 ALMOST THERE CT, OWINGS, MD 20736-4264
Document Number	0056160406
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6515 ALMOST THERE CT OWINGS MD 207364264, OWINGS, MD 20736-4264

Mortgage

Document Number	0056160406
Date	Jun 16, 2020
Book Page	005616/000406

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2040

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,637.00 Homeowner's exemption	$638,867	$754,600 Land $178,000 Building $576,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6515 Almost There Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6515 Almost There Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Almost There Ct

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